Essex County and Saugus Town property record for 16 Evergreen St, Saugus, MA 01906
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,728 sqft · built 1940 |
| Lot Size | 0.161 acres (7,018 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $426,000 (Nov 2018) |
| Tax Bill | $6,485 (2026) |
| Deeds & Mortgages | Aug 2022 Mortgage Nov 2025 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | SAUG M:011-F B:0017 L:0006 |
| Primary APN | SAUG M:011-F B:0017 L:0006 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,728 sqft Living Area |
| Gross Area | 2,908 sqft |
| 1st Floor Area | 768 sqft |
| Basement Area | 768 sqft |
| Unfinished Basement | 384 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,018 sqft (0.161 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 718034 |
|---|---|
| Street Address | 16 EVERGREEN ST |
| City | SAUGUS |
| State | MA |
| Zip | 01906-2016 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NA |
| Legal Subdivision | RESERVOIR PARK |
| Legal Block | 17 |
| Legal Lot Number | 6 |
| Jurisdiction | SAUGUS MA |
| Township / Civil Division | SAUGUS |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 208302 |
Source: Essex County and Saugus Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 16 EVERGREEN ST, SAUGUS, MA 01906-2016 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Aug 3, 2022 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) METRO CU |
| Nov 21, 2025 | Deed of Trust, Mortgage · Line of Credit MISSION LOANS LLC |
| Dec 16, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance NEW FED MORTGAGE CORP |
| Nov 16, 2018 | Quit Claim Deed, Transfer · Conventional with PMI METRO CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 16, 2018 · Amount on Record |
| Deed Sale | Nov 16, 2018 · Amount on Record |
| Prior Sale | Aug 19, 2016 · Amount on Record |
| Deed Book / Page | 37159 / 371 |
| Last Transfer Date | Jul 1, 2025 |
| Transfer Doc | 042813-521 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAUGUS MA |
| Property Address | 16 EVERGREEN ST, SAUGUS, MA 01906-2016 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 041107-417 |
|---|---|
| Date | Aug 3, 2022 |
| Book Page | 41107/417 |
| Instrument | 20220803000550 |
| Name | METRO CU |
|---|---|
| Type | Credit Union |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Sep 1, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAUGUS MA |
| Property Address | 16 EVERGREEN ST, SAUGUS, MA 01906-2016 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 043083-437 |
|---|---|
| Date | Nov 21, 2025 |
| Book Page | 43083/437 |
| Instrument | 20251121000280 |
| Name | MISSION LOANS LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAUGUS MA |
| Property Address | 16 EVERGREEN ST, SAUGUS, MA 01906-2016 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2021 |
| Name | Verified Name |
|---|
| Document Number | 39306-271 |
|---|---|
| Date | Dec 16, 2020 |
| Book Page | 39306/271 |
| Instrument | 20201216006270 |
| Name | NEW FED MORTGAGE CORP |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | Jan 1, 2052 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAUGUS MA |
| Recording Date | Nov 16, 2018 |
| Property Address | 16 EVERGREEN ST, SAUGUS, MA 01906-2016 |
| Document Number | 37159-371 |
| Book / Page | 037159 / 000371 |
| Instrument Date | Nov 4, 2018 |
| Instrument | 1116004390 |
| Transaction Type | Transfer |
| Record Updated | Dec 4, 2018 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,942.56 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 16 EVERGREEN ST SAUGUS MA 019062016, SAUGUS, MA 01906-2016 |
| Document Number | 37159-375 |
|---|---|
| Date | Nov 16, 2018 |
| Book Page | 037159/000375 |
| Instrument | 1116004400 |
| Name | METRO CU |
|---|---|
| Type | Credit Union |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 15, 2048 |
Source: Essex County and Saugus Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Saugus Town |
| Unified School District | Saugus School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,485.00 (+3.05%) | $622,400 (+5.63%) Land $352,400 Building $270,000 | $671,559 (+9.21%) |
| 2025 | $6,293.00 (+2.69%) | $589,200 (+2.4%) Land $322,000 Building $267,200 | $614,935 |
| 2024 | $6,128.00 (+3.74%) | $575,400 (+9.68%) Land $313,300 Building $262,100 | |
| 2023 | $5,907.00 | $524,600 Land $274,100 Building $250,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAUGUS WATER DEPT. (MWRA) serves 27,844 people · EPA ID MA3262000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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