16 Ev Rd, Spencer, TN 38585 Property Records

Van Buren County property record for 16 Ev Rd, Spencer, TN 38585

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,712 sqft · built 1982
Lot Size	0.53 acres (23,087 sqft)
Owner	Individual Name on Record
Last Sale	$118,000 (Aug 2018)
Tax Bill	$578 (2025)
Deeds & Mortgages	Aug 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`088045 01607`

Property Details

APN / Parcel Number

Primary APN	`088045 01607`
Alternative APN	`045 01607`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,712 sqft Living Area
1st Floor Area	1,712 sqft
Basement Area	616 sqft
Finished Basement	616 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1987
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	23,087 sqft (0.53 acres)
Lot Dimensions	186 ft deep x 125 ft wide
Terrain	Rolling
Porch	Enclosed Porch
Porch Area	620 sqft
Utility Building	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	16 EV RD
City	SPENCER
State	TN
Zip	38585-4838
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 06 WPP LLC MINERAL TRACT 46-6 MX, COUNTY AREA: R01
Jurisdiction	VAN BUREN TN
Township / Civil Division	4
Census Block Group	2
Census Block	2091
Census Tract	925200

Owner

Source: Van Buren County records, as of January 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	16 EV RD, SPENCER, TN 38585-4838
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 17, 2018 · Amount on Record
Deed Sale	Aug 17, 2018 · Amount on Record
Prior Sale	Aug 1, 2013
Deed Document Number	18000870
Deed Book / Page	RB95 / 684
Record Updated	Jun 8, 2026

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VAN BUREN TN
Recording Date	Aug 17, 2018
Property Address	16 EV RD, SPENCER, TN 38585-4838
Document Number	RB95/684
Book / Page	RB95 / 684
Instrument Date	Aug 13, 2018
Instrument	18000870
Transaction Type	Transfer
Record Updated	Jul 27, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$436.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 EV RD, SPENCER, TN 38585-4838

Mortgage

Document Number	18000871
Date	Aug 17, 2018
Instrument	18000871

Lender

Name	ATLANTA POSTAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

Source: Van Buren County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Van Buren County
Unified School District	Van Buren County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$578.00	$24,075 (-) Land $1,725 Building $22,350
2024	$578.00	$24,075 (-) Land $1,725 Building $22,350
2023	$578.00	$24,075 (-) Land $1,725 Building $22,350
2022	$578.00	$24,075 Land $1,725 Building $22,350	$96,300 (-) Land $6,900 Building $89,400
2021			$96,300 Land $6,900 Building $89,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2013–2019)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Feb 2019 · Severe Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · above 85% of Tennessee
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WARREN COUNTY U.D. #2 serves 5,611 people · EPA ID TN0000655
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Apr 2026
Treatment and Procedure	No certified operator Sep 2018 Coliform assessment Sep 2018 Organic carbon removal Jul 2018
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ben Lomand Rural Telephone Cooperative Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20