Warwick City property record for 16 Ernest Ave, Warwick, RI 02889
| Property Type | Duplex |
|---|---|
| Details | 3 bd · 2 ba · 1,191 sqft · built 1915 |
| Lot Size | 0.073 acres (3,200 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $295,000 (Sep 2022) |
| Tax Bill | $3,561 (2025) |
| Deeds & Mortgages | Sep 2022 Sale & Mortgage May 2022 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 35801490000 |
| Primary APN | 35801490000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 1,191 sqft Living Area |
| Gross Area | 1,982 sqft |
| 1st Floor Area | 632 sqft |
| Attic | Attic |
| Attic Area | 132 sqft |
| Basement Area | 632 sqft |
| Unfinished Basement | 632 sqft |
| Game Room | Game Room |
| Year Built | Built 1915 |
|---|---|
| Effective Year Built | Effective 1915 |
| Architectural Style | Duplex Single |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 3,200 sqft (0.073 acres) |
| Deck Area | Deck Area |
| Heating System | Steam |
|---|---|
| Heating Fuel | Gas |
| Account Number | 140837 |
|---|---|
| Street Address | 16 ERNEST AVE |
| City | WARWICK |
| State | RI |
| Zip | 02889-5508 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | A7 |
| Legal Block | 149 |
| Jurisdiction | WARWICK RI |
| Township / Civil Division | WARWICK |
| Census Block Group | 4 |
| Census Block | 4017 |
| Census Tract | 21502 |
Source: Warwick City records, as of October 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 16 ERNEST AVE, WARWICK, RI 02889-5508 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 16, 2022 | Warranty Deed, Transfer · FHA Mortgage SHAMROCK HOME LOANS |
| May 23, 2022 | Warranty Deed, Transfer · Commercial Mortgage STATGE PNT FND |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 16, 2022 · Amount on Record |
| Deed Sale | Sep 16, 2022 · Amount on Record |
| Prior Sale | May 23, 2022 · Amount on Record |
| Deed Book / Page | 10212 / 38 |
| Prior Transfer Date | Apr 21, 2020 |
| Prior Transfer Doc | 0009600-75 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WARWICK RI |
| Recording Date | Sep 16, 2022 |
| Property Address | 16 ERNEST AVE, WARWICK, RI 02889-5508 |
| Document Number | 0010212-38 |
| Book / Page | 10212 / 38 |
| Instrument Date | Sep 16, 2022 |
| Instrument | 13297 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2023 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000013298 |
|---|---|
| Date | Sep 16, 2022 |
| Instrument | 13298 |
| Name | SHAMROCK HOME LOANS |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Number | 0010212-54 |
|---|---|
| Date | Sep 16, 2022 |
| Book Page | 10212/54 |
| Instrument | 13299 |
| Name | RHODE ISLAND HOUSING & MTG FIN CORP |
|---|
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WARWICK RI |
| Recording Date | May 23, 2022 |
| Property Address | 16 ERNEST AVE, WARWICK, RI 02889-5508 |
| Document Number | 010143-110 |
| Book / Page | 10143 / 110 |
| Instrument Date | May 20, 2022 |
| Instrument | 7612 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2023 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20 FERNCREST DR, CUMBERLAND, RI 02864-5613 |
| Investor | Possibly a Property Investor |
| Document Number | 0000007613 |
|---|---|
| Date | May 23, 2022 |
| Instrument | 7613 |
| Name | STATGE PNT FND |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Warwick City assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| Municipality | Warwick City |
| Unified School District | Warwick School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $3,561.00 (+12.12%) | $280,400 (+25.29%) Land $92,400 Building $188,000 |
| 2023 | $3,176.00 (+12.46%) | $223,800 (+48.41%) Land $74,600 Building $149,200 |
| 2022 | $2,824.00 | $150,800 Land $44,800 Building $106,000 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 12.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 42 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 42 in force |
| Nearby Flood Claims | 58 (1978–2024) |
| Claims Outside the SFHA | 5 of 58 |
| Most Recent Claim | Jan 2024 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of Rhode Island |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WARWICK-CITY OF serves 73,289 people · EPA ID RI1615627 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fiber | 980 / 880 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures