16 Enchanted Oak Ln, Alexander, NC 28701 Property Records

Buncombe County property record for 16 Enchanted Oak Ln, Alexander, NC 28701

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,962 sqft · built 2019
Lot Size	1.03 acres (44,867 sqft)
Owner	Individual Name on Record
Last Sale	$705,000 (Apr 2026)
Tax Bill	$2,384 (2025)
Deeds & Mortgages	Mar 2024 Line of Credit Apr 2026 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`684017-2020-202`

Property Details

APN / Parcel Number

Primary APN	`684017-2020-202`
Alternative APNs	`9724-37-2061-00000` `008227005`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,962 sqft Living Area
Gross Area	2,538 sqft
1st Floor Area	1,962 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Conventional
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	44,867 sqft (1.03 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	684017-2020-202
Street Address	16 ENCHANTED OAK LN
City	ALEXANDER
State	NC
Zip	28701-0019
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OU
Legal Description	SUBDIV: NORTHERN HORIZONS BLOCK: LOT: 20 SECTION: PLAT: 0127-0091
Legal Subdivision	NORTHERN HORIZONS
Legal Block	3
Legal Lot Number	20
Jurisdiction	BUNCOMBE NC
Township / Civil Division	FRENCH BROAD
Census Block Group	3
Census Block	3003
Census Tract	2803

Owner

Source: Buncombe County records, as of June 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	16 ENCHANTED OAK LN, ALEXANDER, NC 28701-0019
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2024	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Apr 7, 2026	Warranty Deed, Transfer · VA Mortgage ATLANTIC COAST MORTGAGE GROUP INC
Apr 25, 2022	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
May 22, 2020	Loan Modification, Mortgage · Conventional Mortgage UNITED CMNTY BK
Aug 19, 2019	Warranty Deed, Construction Loan · Construction Mortgage UNITED COMMUNITY BANK
Sep 25, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 7, 2026 · Amount on Record
Deed Sale	Apr 7, 2026 · Amount on Record
Prior Sale	Apr 25, 2022 · Amount on Record
Deed Book / Page	6581 / 1005
Record Updated	Sep 20, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	16 ENCHANTED OAK LN, ALEXANDER, NC 28701-0019
Transaction Type	Mortgage
Record Updated	Apr 21, 2026
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 ENCHANTED OAK LN, ALEXANDER, NC 28701-0019

Mortgage

Document Number	0063890780
Date	Mar 4, 2024
Book Page	6389/780

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	7007 BROADWAY AVE, CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Change Frequency	Monthly

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUNCOMBE NC
Recording Date	Apr 7, 2026
Property Address	16 ENCHANTED OAK LN, ALEXANDER, NC 28701-0019
Document Number	6581001005
Book / Page	6581 / 1005
Instrument Date	Mar 30, 2026
Transaction Type	Transfer
Record Updated	Apr 16, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$142,410.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 ENCHANTED OAK LN, ALEXANDER, NC 28701-0019

Mortgage

Document Number	6581001008,
Date	Apr 7, 2026
Book Page	6581/1008

Lender

Name	ATLANTIC COAST MORTGAGE GROUP INC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.01%
Max Rate	-1%

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUNCOMBE NC
Recording Date	Apr 25, 2022
Property Address	16 ENCHANTED OAK LN, ALEXANDER, NC 28701-0019
Document Number	0062111378
Book / Page	6211 / 1378
Map Reference	MB 127 PG 91
Instrument Date	Apr 25, 2022
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,310.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10 GRANITE KNOB WAY APT 303, 10, ASHEVILLE, NC 28806-0233

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 ENCHANTED OAK LN, ALEXANDER, NC 28701-0019

Mortgage

Document Number	0062111381
Date	Apr 25, 2022
Instrument	6211/1381

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

May 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BUNCOMBE NC
Property Address	16 ENCHANTED OAK LN, ALEXANDER, NC 28701-0019
Document Number	0059090722
Instrument Date	May 22, 2020
Transaction Type	Mortgage
Record Updated	Aug 6, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 ENCHANTED OAK LN ALEXANDER NC 287010019, ALEXANDER, NC 28701-0019

Mortgage

Document Number	0059090722
Date	Jun 15, 2020
Book Page	005909/000722

Lender

Name	UNITED CMNTY BK
Type	Bank
Address	BLAIRSVILLE, GA 30514

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 14, 2050

Interest

Rate Type	Fixed Rate
Rate	3.12%

August 2019: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	BUNCOMBE NC
Recording Date	Aug 19, 2019
Property Address	16 ENCHANTED OAK LN, ALEXANDER, NC 28701-0019
Document Number	0058011980
Book / Page	5801 / 1980
Map Reference	MB 127 PG 91
Instrument Date	Aug 19, 2019
Transaction Type	Construction Loan
Record Updated	Aug 22, 2022

Transaction

Amount	Amount Recorded
Tax	$140.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	767 SETTLERS TRL, 767, MARS HILL, NC 28754-9144

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	10 GRANITE KNOB WAY APT 303, 303, ASHEVILLE, NC 28806-0233

Mortgage

Document Number	0058011983
Date	Aug 19, 2019
Instrument	5801/1983

Lender

Name	UNITED COMMUNITY BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Sep 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Type Change Date	Sep 1, 2027
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.62%
Index	1-Year LIBOR
Max Rate	8.62%

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUNCOMBE NC
Recording Date	Sep 25, 2017
Property Address	16 ENCHANTED OAK LN, ALEXANDER, NC 28701-0019
Document Number	0055931010
Book / Page	005593 / 001010
Instrument Date	Sep 25, 2017
Transaction Type	Transfer
Record Updated	Oct 3, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$146.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	10 TRANQUILITY PL MARS HILL NC 287546631, MARS HILL, NC 28754-6631

Tax Assessment & Valuation

Source: Buncombe County assessment roll, as of September 22, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Buncombe County
Unified School District	Buncombe County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,384.00 (+4.47%)	$353,800 (-) Land $71,300 Building $282,500	$353,800 (-) Land $71,300 Building $282,500
2024	$2,282.00 (+3.12%)
2023	$2,213.00	$353,800	$353,800 (-) Land $71,300 Building $282,500
2021			$353,800 Land $71,300 Building $282,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 88% of North Carolina
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
French Broad EMC Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

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