16 Emma Pl, Middlesex, NJ 08846 Property Records

Middlesex County and Middlesex Borough property record for 16 Emma Pl, Middlesex, NJ 08846

Property Summary

Property Type	Single Family Home
Details	1,630 sqft · built 1960
Lot Size	0.222 acres (9,688 sqft)
Owner	2 Individual Names on File
Last Sale	$400,000 (Aug 2021)
Tax Bill	$9,900 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`10-00047-0000-00020`

Property Details

APN / Parcel Number

Primary APN	`10-00047-0000-00020`
Alternative APN	`100004700020`

Interior

Stories	1 Story
Building Area	1,630 sqft Living Area
1st Floor Area	1,630 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Construction Type	Frame
Lot Area	9,688 sqft (0.222 acres)
Lot Dimensions	125 ft deep x 5 ft wide

Location & Zoning

Street Address	16 EMMA PL
City	MIDDLESEX
State	NJ
Zip	08846-1414
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R60A
Legal Description	77.5X125 21-23
Legal Subdivision	DUNELLEN TERRACE
Legal Block	47
Legal Lot Number	20
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	MIDDLESEX
Census Block Group	4
Census Block	4000
Census Tract	200

Owner

Source: Middlesex County and Middlesex Borough records · APN 10-00047-0000-00020

Assessment roll updated June 30, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	16 EMMA PL, MIDDLESEX, NJ 08846-1414
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 23, 2021 · Amount on Record
Deed Sale	Aug 23, 2021 · Amount on Record
Prior Sale	Nov 10, 2008 · Amount on Record
Deed Document Number	2021106807
Deed Book / Page	18590 / 1454
Record Updated	Sep 20, 2026

August 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Aug 23, 2021
Property Address	16 EMMA PL, MIDDLESEX, NJ 08846-1414
Document Number	0000106807
Book / Page	18590 / 1454
Instrument Date	Jun 29, 2021
Instrument	2021106807
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	NOT AVAILABLE, KEY SETTLEMENTS INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,495.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1 JOHN F KENNEDY BLVD # BLVD51E, 1, SOMERSET, NJ 08873-1789

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 EMMA PL, MIDDLESEX, NJ 08846-1414

Mortgage

Document Number	0000106808
Date	Aug 23, 2021
Instrument	2021106808

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2051

Tax Assessment & Valuation

Source: Middlesex County and Middlesex Borough records · Assessment roll updated June 30, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
Municipality	Middlesex Borough
Unified School District	Middlesex Borough School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$499,600 (+6.98%) Land $131,400 Building $368,200	$499,600 (+6.98%) Land $131,400 Building $368,200
2025	$9,900.00 (-0.22%)	$467,000 (+8.91%) Land $131,400 Building $335,600	$467,000 (+8.91%) Land $131,400 Building $335,600
2024	$9,922.00 (-3.35%)
2023		$428,800 Land $131,400 Building $297,400	$428,800 Land $131,400 Building $297,400
2022	$10,266.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 16, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 92 policies
Nearby Flood Policies	92 in force
Nearby Flood Claims	606 (1979–2025)
Claims Outside the SFHA	17 of 606
Most Recent Claim	Jul 2025 · rainfall accumulation
Claims by Event	Hurricane Irene, Aug 2011 · 133 claims Severe Storms And Flooding, Mar 2010 · 160 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 92 claims

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Optimum Communications Fiber · Cable	8,000 / 8,000
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

Based on FCC filings for 284 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.