16 Emily St, Springfield, MA 01109 Property Records

Hampden County and Springfield City property record for 16 Emily St, Springfield, MA 01109

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,155 sqft · built 1912
Lot Size	0.096 acres (4,190 sqft)
Owner	2 Individual Names on File
Last Sale	$165,000 (May 2020)
Tax Bill	$3,555 (2025)
Deeds & Mortgages	Feb 2026 Second Mortgage Dec 2022 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`SPRI S:04665 P:0004`

Property Details

APN / Parcel Number

Primary APN	`SPRI S:04665 P:0004`
Alternative APN	`46650004`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,155 sqft Living Area
1st Floor Area	660 sqft

Exterior

Year Built	Built 1912
Effective Year Built	Effective 1912
Architectural Style	Other
Exterior Material	Wood Siding
Roof Type	Shed Roof
Lot Area	4,190 sqft (0.096 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Account Number	46650004
Street Address	16 EMILY ST
City	SPRINGFIELD
State	MA
Zip	01109-1014
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Jurisdiction	SPRINGFIELD MA
Township / Civil Division	SPRINGFIELD
Census Block Group	3
Census Block	3000
Census Tract	801502

Owner

Source: Hampden County and Springfield City assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	16 EMILY ST, SPRINGFIELD, MA 01109-1014
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage WESTFIELD BANK FSB
Dec 6, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance SPRINGFIELD, CITY OF
May 28, 2020	Quit Claim Deed, Transfer · Stand-Alone First Mortgage ACADEMY MORTGAGE CORP
Feb 28, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Apr 10, 2018	Foreclosure

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 28, 2020 · Amount on Record
Deed Sale	May 28, 2020 · Amount on Record
Prior Sale	Dec 28, 2018 · Amount on Record
Deed Document Number	202027182
Deed Book / Page	23233 / 6
Prior Transfer Date	Feb 27, 2020
Prior Transfer Doc	23107-542
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Property Address	16 EMILY ST, SPRINGFIELD, MA 01109-1014
Transaction Type	Mortgage
Record Updated	Mar 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	026216-188
Date	Feb 11, 2026
Book Page	26216/188
Instrument	6054

Lender

Name	WESTFIELD BANK FSB
Type	Bank

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2041

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Property Address	16 EMILY ST, SPRINGFIELD, MA 01109-1014
Transaction Type	Mortgage
Record Updated	Dec 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	024829-451
Date	Dec 6, 2022
Book Page	24829/451
Instrument	71077

Lender

Name	SPRINGFIELD, CITY OF

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	May 28, 2020
Property Address	16 EMILY ST, SPRINGFIELD, MA 01109-1014
Document Number	23233-6
Book / Page	23233 / 6
Instrument Date	May 27, 2020
Instrument	27182
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 WINTHROP ST, SPRINGFIELD, MA 01105-2004

Mortgage

Document Number	27183
Date	May 28, 2020
Instrument	27183

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Feb 28, 2020
Property Address	16 EMILY ST, SPRINGFIELD, MA 01109-1014
Document Number	23107-542
Book / Page	023107 / 000542
Instrument Date	Feb 27, 2020
Instrument	11215
Transaction Type	Transfer
Record Updated	Mar 17, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	56 N WEST ST FEEDING HILLS MA 010301008, FEEDING HILLS, MA 01030-1008

April 2018: Foreclosure

Document Type	Foreclosure
Jurisdiction	SPRINGFIELD MA
Recording Date	Apr 10, 2018
Property Address	16 EMILY ST, SPRINGFIELD, MA 01109-1014
Document Number	22124-595
Book / Page	022124 / 000595
Instrument Date	Mar 26, 2018
Instrument	378
Transaction Type	Foreclosure
Record Updated	May 1, 2018

Transaction

Amount	Amount Recorded
Tax	$273.88
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	PO BOX 650043 DALLAS TX 752650043, DALLAS, TX 75265-0043
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Hampden County and Springfield City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Springfield City
Unified School District	Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,555.00 (+11.55%)	$226,700 (+21.29%) Land $36,200 Building $190,500	$224,390 (-2.8%)
2024			$230,850
2023	$3,187.00	$186,900 Land $32,000 Building $154,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 390 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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