Essex County and Lynn City property record for 16 Emerson Pl, Lynn, MA 01902
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,145 sqft · built 1900 |
| Lot Size | 0.067 acres (2,910 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,850 (2025) |
| Deeds & Mortgages | Mar 2026 Second Mortgage Feb 2026 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | B:097 L:415 S:008 |
| Primary APN | B:097 L:415 S:008 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,145 sqft Living Area |
| Gross Area | 2,133 sqft |
| Basement Area | 662 sqft |
| Unfinished Basement | 662 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1964 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 2,910 sqft (0.067 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Street Address | 16 EMERSON PL |
|---|---|
| City | LYNN |
| State | MA |
| Zip | 01902-1118 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Block | 415 |
| Legal Lot Number | 8 |
| Jurisdiction | LYNN MA |
| Township / Civil Division | LYNN |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 206400 |
16 Emerson Pl is owned and occupied by an individual.
Source: Essex County and Lynn City records, as of July 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 16 EMERSON PL, LYNN, MA 01902-1118 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 18, 2026 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC |
| Feb 17, 2026 | Deed of Trust, Mortgage · Line of Credit LYNN FIREMENS FCU |
| Sep 13, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC |
| Dec 5, 2017 | Deed of Trust, Mortgage LYNN FIREMENS FCU |
| Dec 22, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC |
| Oct 3, 2019 | Deed of Trust, Mortgage · Conventional Mortgage QUAD CTY BK&TR |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LYNN MA |
| Property Address | 16 EMERSON PL, LYNN, MA 01902-1118 |
| Transaction Type | Mortgage |
| Record Updated | Apr 8, 2026 |
| Name | Verified Name |
|---|
| Document Number | 043280-170 |
|---|---|
| Date | Mar 18, 2026 |
| Book Page | 43280/170 |
| Instrument | 20260318002410 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Apr 1, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LYNN MA |
| Property Address | 16 EMERSON PL, LYNN, MA 01902-1118 |
| Transaction Type | Mortgage |
| Record Updated | Mar 11, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0043229-86 |
|---|---|
| Date | Feb 17, 2026 |
| Book Page | 43229/86 |
| Instrument | 20260217002710 |
| Name | LYNN FIREMENS FCU |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 145 Months |
| Due | Mar 1, 2038 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LYNN MA |
| Property Address | 16 EMERSON PL, LYNN, MA 01902-1118 |
| Transaction Type | Mortgage |
| Record Updated | Oct 1, 2021 |
| Name | Verified Name |
|---|
| Document Number | 40272-216 |
|---|---|
| Date | Sep 13, 2021 |
| Book Page | 40272/216 |
| Instrument | 20210913004710 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Oct 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LYNN MA |
| Property Address | 16 EMERSON PL, LYNN, MA 01902-1118 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 36381-32 |
|---|---|
| Date | Dec 5, 2017 |
| Book Page | 36381/32 |
| Instrument | 171205001070 |
| Name | LYNN FIREMENS FCU |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Dec 1, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LYNN MA |
| Property Address | 16 EMERSON PL, LYNN, MA 01902-1118 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 39327-156 |
|---|---|
| Date | Dec 22, 2020 |
| Book Page | 39327/156 |
| Instrument | 20201222002510 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 349 Months |
| Due | Jan 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LYNN MA |
| Property Address | 16 EMERSON PL, LYNN, MA 01902-1118 |
| Document Number | 37918-277 |
| Instrument Date | Oct 3, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 29, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 16 EMERSON PL LYNN MA 019021118, LYNN, MA 01902-1118 |
| Document Number | 37918-277 |
|---|---|
| Date | Oct 9, 2019 |
| Book Page | 037918/000277 |
| Instrument | 1009001510 |
| Name | QUAD CTY BK&TR |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 8, 2049 |
The 2025 property tax bill for 16 Emerson Pl was $4,850, up 4.3% from the year before.
Source: Essex County and Lynn City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Lynn City |
| Unified School District | Lynn School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,850.00 (+4.3%) | $468,100 (+6%) Land $183,300 Building $284,800 | $465,025 |
| 2024 | $4,650.00 (+2.63%) | $441,600 (+8.66%) Land $172,400 Building $269,200 | |
| 2023 | $4,531.00 | $406,400 Land $170,000 Building $236,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 16 Emerson Pl in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2001.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 3 (2001–2011) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Oct 2011 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 16 Emerson Pl has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LYNN WATER AND SEWER COMM serves 101,253 people · EPA ID MA3163000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 933 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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