16 Emerald Ter, Swansea (Belleville), IL 62226 Property Records

St. Clair County property record for 16 Emerald Ter, Swansea, IL 62226

Property Summary

Property Type	Commercial
Details	5 ba · 2,484 sqft · built 1995
Lot Size	0.14 acres (6,098 sqft)
Owner	Company Name on File
Last Sale	$435,000 (Dec 2008)
Tax Bill	$9,508 (2025)
Deeds & Mortgages	Oct 2023 Sale Dec 2020 Loan Modification + 5 more
APN	`08-09-0-410-019`

Property Details

APN / Parcel Number

Primary APN	`08-09-0-410-019`

Interior

Full Baths	5 Baths
Building Area	2,484 sqft Base Area
1st Floor Area	2,484 sqft
Basement Area	2,484 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2003
Exterior Material	Combination
Construction Type	Wood
Lot Area	6,098 sqft (0.14 acres)

Location & Zoning

Street Address	16 EMERALD TER
City	SWANSEA
State	IL
Zip	62226-2321
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	EMERALD TERRACE PROFESSIONAL PARK LOT/SEC-16 A02794750
Legal Subdivision	EMERALD TERRACE PROFESSIONAL PARK
Legal Block	410
Jurisdiction	ST CLAIR IL
Township / Civil Division	ST. CLAIR
Census Block Group	2
Census Block	2000
Census Tract	503322

Owner

16 Emerald Ter, a commercial property, is owned by a company that acquired it in October 2023.

Source: St. Clair County records, as of September 21, 2026

Owner of Record	Company Name on File
Mailing Address	904 STONE BRIAR DR, O FALLON, IL 62269-6981
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2023	Deed, Transfer COMMUNITY TITLE, COMMUNITY TITLE SHILOH LLC
Dec 9, 2020	Loan Modification, Mortgage BANK OF SPRINGFIELD
Dec 19, 2019	Loan Modification, Mortgage BANK OF SPRINGFIELD
Oct 21, 2019	Loan Modification, Mortgage BANK OF SPRINGFIELD
Jun 18, 2019	Loan Modification, Mortgage NOT AVAILABLE
Oct 1, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Dec 4, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF SPRINGFIELD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 2, 2008 · Amount on File
Deed Sale	Dec 2, 2008 · Amount on File
Prior Sale	Feb 17, 2004 · Amount on File
Deed Document Number	20082135232
Last Transfer Date	Oct 6, 2023
Transfer Doc	0002794750
Record Updated	Oct 29, 2026

October 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	ST CLAIR IL
Recording Date	Oct 13, 2023
Property Address	16 EMERALD TER, SWANSEA, IL 62226-2321
Document Number	0A02794750
Map Reference	MB 80 PG 60
Instrument Date	Oct 6, 2023
Instrument	A02794750
Transaction Type	Transfer
Record Updated	Oct 30, 2023
Title Company	COMMUNITY TITLE, COMMUNITY TITLE SHILOH LLC

Transaction

Amount	Amount on Record
Tax	$292.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	904 STONEBRIAR DRIVE, ALTON, IL 62002

December 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST CLAIR IL
Property Address	16 EMERALD TER, SWANSEA, IL 62226-2321
Document Number	00A2680323
Instrument Date	Dec 9, 2020
Transaction Type	Mortgage
Record Updated	Feb 8, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 EMERALD TER SWANSEA IL 622262321, SWANSEA, IL 62226-2321

Mortgage

Document Number	00A2680323
Date	Dec 18, 2020
Instrument	2680323

Lender

Name	BANK OF SPRINGFIELD
Type	Bank
Address	SPRINGFIELD, IL 62794-9301

Agreement

Term	12 Months
Due	Dec 17, 2021

December 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST CLAIR IL
Property Address	16 EMERALD TER, SWANSEA, IL 62226-2321
Document Number	00A2637463
Instrument Date	Dec 19, 2019
Transaction Type	Mortgage
Record Updated	Jan 10, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 EMERALD TER SWANSEA IL 622262321, SWANSEA, IL 62226-2321

Mortgage

Document Number	00A2637463
Date	Dec 27, 2019
Instrument	2637463

Lender

Name	BANK OF SPRINGFIELD
Type	Bank
Address	SPRINGFIELD, IL 62794-9301

Agreement

Term	12 Months
Due	Dec 26, 2020

October 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST CLAIR IL
Property Address	16 EMERALD TER, SWANSEA, IL 62226-2321
Document Number	00A2631962
Instrument Date	Oct 21, 2019
Transaction Type	Mortgage
Record Updated	Nov 25, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 EMERALD TER SWANSEA IL 622262321, SWANSEA, IL 62226-2321

Mortgage

Document Number	00A2631962
Date	Oct 31, 2019
Instrument	2631962

Lender

Name	BANK OF SPRINGFIELD
Type	Bank
Address	SPRINGFIELD, IL 62794

Agreement

Term	12 Months
Due	Oct 30, 2020

June 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST CLAIR IL
Property Address	16 EMERALD TER, SWANSEA, IL 62226-2321
Document Number	00A2616828
Instrument Date	Jun 18, 2019
Transaction Type	Mortgage
Record Updated	Jul 4, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 EMERALD TER SWANSEA IL 622262321, SWANSEA, IL 62226-2321

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CLAIR IL
Recording Date	Oct 1, 2018
Property Address	16 EMERALD TER, SWANSEA, IL 62226-2321
Document Number	00A2591957
Instrument Date	Aug 17, 2018
Instrument	2591957
Transaction Type	Transfer
Record Updated	Oct 15, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	78 COUNTRY CLUB PL BELLEVILLE IL 622231933, BELLEVILLE, IL 62223-1933

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	16 EMERALD TER, SWANSEA, IL 62226-2321
Document Number	00A2560916
Instrument Date	Dec 4, 2017
Transaction Type	Mortgage
Record Updated	Feb 8, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 EMERALD TER SWANSEA IL 622262321, SWANSEA, IL 62226-2321

Mortgage

Document Number	00A2560916
Date	Dec 8, 2017
Instrument	2560916

Lender

Name	BANK OF SPRINGFIELD
Type	Bank
Address	SPRINGFIELD, IL 62794-9301

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	24 Months
Due	Dec 7, 2019

Interest

Rate Type	Adjustable Rate
Rate	4.25%

Tax Assessment & Valuation

The 2025 property tax bill for 16 Emerald Ter was $9,508.

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	St. Clair Township
Municipality	Swansea Village
Secondary School District	Belleville Township High School District 201 (09 - 12)
Elementary School District	Wolf Branch School District 113 (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,508.00	$119,666 Land $16,765 Building $102,901	$358,998 Land $50,295 Building $308,703
2022		$104,854 Land $13,580 Building $91,274	$314,562 Land $40,740 Building $273,822

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 16 Emerald Ter; there have been 2 flood claims nearby since 2013.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	2 (2013–2014)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16 Emerald Ter is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-EAST ST LOUIS private · serves 131,368 people · EPA ID IL1635040
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: ClearWave.

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