Anne Arundel County property record for 16 Elmridge Rd, Arnold, MD 21012
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,716 sqft · built 1955 |
| Lot Size | 0.371 acres (16,146 sqft) |
| Owner | Individual Name on File |
| Last Sale | $250,000 (Apr 2011) |
| Tax Bill | $4,213 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Jun 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-758-21316000 |
| Primary APN | 03-758-21316000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,716 sqft Living Area |
| 1st Floor Area | 1,118 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Split Level |
| Exterior Material | Other |
| Roof Material | Composition Shingle |
| Lot Area | 16,146 sqft (0.371 acres) |
| Garage Type | Attached |
| Garage Area | 312 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
|---|---|
| Porch Area | 192 sqft |
| Deck Area | 320 sqft |
| Shed | 1 Shed |
| Shed Area | 150 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Water Source | Commercial |
| Account Number | 75821316000 |
|---|---|
| Street Address | 16 ELMRIDGE RD |
| City | ARNOLD |
| State | MD |
| Zip | 21012-2229 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5 |
| Legal Description | LT 40 TERRACE GARDENS |
| Legal Subdivision | TERRACE GARDENS |
| Legal Block | 3 |
| Legal Lot Number | 40 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 5 |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 731103 |
16 Elmridge Rd is owned and occupied by an individual who bought it in April 2011.
Source: Anne Arundel County records, as of October 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 16 ELMRIDGE RD, ARNOLD, MD 21012-2229 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 2, 2021 | Deed of Trust, Mortgage · Conventional Mortgage TITAN MUTUAL LENDING INC |
| Jun 29, 2018 | Grant Deed, Transfer UNIVERSAL TITLE COMPANY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 26, 2011 · Amount on File |
| Deed Sale | Apr 26, 2011 · Amount on File |
| Prior Sale | Apr 26, 2011 · Amount on File |
| Deed Document Number | 201123421/0060 |
| Deed Book / Page | 23421 / 60 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 16 ELMRIDGE RD, ARNOLD, MD 21012-2229 |
| Transaction Type | Mortgage |
| Record Updated | Sep 27, 2023 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|---|
| Address | 16 ELMRIDGE RD, ARNOLD, MD 21012-2229 |
| Document Number | 0360620168 |
|---|---|
| Date | Feb 2, 2021 |
| Book Page | 36062/168 |
| Name | TITAN MUTUAL LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92602 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Jun 29, 2018 |
| Property Address | 16 ELMRIDGE RD, ARNOLD, MD 21012-2229 |
| Document Number | 0322590374 |
| Book / Page | 032259 / 000374 |
| Instrument Date | Jun 20, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jul 17, 2018 |
| Title Company | UNIVERSAL TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Tax | $575.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 16 ELMRIDGE RD ARNOLD MD 210122229, ARNOLD, MD 21012-2229 |
The 2025 property tax bill for 16 Elmridge Rd was $4,213 with a homeowner's exemption.
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $448,067 | $483,800 Land $292,500 Building $191,300 | |
| 2025 | $4,213.00 | ||
| 2023 | $3,528.00 Homeowner's exemption | $372,100 | $376,600 Land $281,400 Building $95,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 16 Elmridge Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 16 Elmridge Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GLEN BURNIE-BROADNECK serves 290,606 people · EPA ID MD0020017 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2016–2018) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Believe Broadband Fixed Wireless | 500 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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