16 Elm St, Gorham, ME 04038 Property Records

Cumberland County and Gorham Town property record for 16 Elm St, Gorham, ME 04038 · Last verified June 2026

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,968 sqft · built 1963
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on File
Last Sale	$388,800 (Feb 2021)
Tax Bill	$5,229 (2025)
Deeds & Mortgages	Mar 2024 Line of Credit Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`M0585R`

Property Details

APN / Parcel Number

Primary APN	`M0585R`
Alternative APN	`GRHM M:102 B:164 L:000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,968 sqft Living Area
Gross Area	2,952 sqft
1st Floor Area	984 sqft
Basement Area	984 sqft
Unfinished Basement	984 sqft

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1991
Architectural Style	Colonial
Exterior Material	Asbestos
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	M0585R
Street Address	16 ELM ST
City	GORHAM
State	ME
Zip	04038-1506
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Block	164
Jurisdiction	GORHAM ME
Township / Civil Division	GORHAM
Census Block Group	2
Census Block	2003
Census Tract	4002

Owner

Source: Cumberland County and Gorham Town records · APN M0585R

Assessment roll updated May 21, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	16 ELM ST, GORHAM, ME 04038-1506
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 14, 2024	Deed of Trust, Mortgage · Line of Credit INLAND MORTGAGE CORP
Feb 01, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage RESIDENTIAL MORTGAGE SERVICES
Mar 13, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage RESIDENTIAL MORTGAGE SERVICES

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 01, 2021 · Amount on Record
Deed Sale	Feb 01, 2021 · Amount on Record
Prior Sale	Mar 13, 2020 · Amount on Record
Deed Document Number	20217312
Deed Book / Page	37762 / 213
Prior Transfer Date	Jan 25, 2021
Prior Transfer Doc	0377620215
Record Updated	Sep 20, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GORHAM ME
Property Address	16 ELM ST, GORHAM, ME 04038-1506
Transaction Type	Mortgage
Record Updated	Apr 01, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0406500228
Date	Mar 14, 2024
Book Page	40650/228
Instrument	8388

Lender

Name	INLAND MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Apr 01, 2049

Interest

Rate Type	Adjustable Rate

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GORHAM ME
Recording Date	Feb 01, 2021
Property Address	16 ELM ST, GORHAM, ME 04038-1506
Document Number	0377620213
Book / Page	37762 / 213
Instrument Date	Jan 25, 2021
Instrument	7312
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Venture
Address	16 ELM ST, GORHAM, ME 04038-1506

Mortgage

Document Number	7313
Date	Feb 01, 2021
Instrument	7313

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GORHAM ME
Recording Date	Mar 13, 2020
Property Address	16 ELM ST, GORHAM, ME 04038-1506
Document Number	0365060301
Book / Page	36506 / 301
Instrument Date	Mar 12, 2020
Instrument	13982
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	367 MAIN ST APT 3, 3, WESTBROOK, ME 04092-4383

Mortgage

Document Number	13983
Date	Mar 13, 2020
Instrument	13983

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Cumberland County and Gorham Town records · Assessment roll updated May 21, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Gorham Town
Unified School District	Gorham (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$5,229.00 (+0.67%)	$353,300 (-) Land $126,100 Building $227,200
2024	$5,194.00 (+14.41%)	$353,300 (-) Land $126,100 Building $227,200
2022	$4,540.00	$353,300 Land $126,100 Building $227,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cumberland County (23005C), updated June 3, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 230050040022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 54% of Maine
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 257 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
GoNetspeed	Fiber	2,000 / 2,000
Consolidated Communications	Fiber	2,000 / 2,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20

May also be available at this address: Consolidated Communications, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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