Cromwell Town property record for 16 Elm Rd, Cromwell, CT 06416
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,221 sqft · built 1850 |
| Lot Size | 0.48 acres (20,909 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $113,000 (May 2017) |
| Tax Bill | $5,744 (2025) |
| Deeds & Mortgages | Sep 2024 Refinance May 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 42-13 |
| Primary APN | 42-13 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,221 sqft Living Area |
| Gross Area | 2,199 sqft |
| 1st Floor Area | 806 sqft |
| Basement Area | 638 sqft |
| Unfinished Basement | 638 sqft |
| Year Built | Built 1850 |
|---|---|
| Effective Year Built | Effective 1850 |
| Architectural Style | Conventional |
| Exterior Material | Other |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 20,909 sqft (0.48 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 290600 |
|---|---|
| Street Address | 16 ELM RD |
| City | CROMWELL |
| State | CT |
| Zip | 06416-2146 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-15 |
| Legal Block | 37 |
| Legal Lot Number | 13 |
| Jurisdiction | CROMWELL CT |
| Township / Civil Division | CROMWELL |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 570300 |
16 Elm Rd is owned and occupied by two individuals who bought it in May 2017.
Source: Cromwell Town records, as of October 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 16 ELM RD, CROMWELL, CT 06416-2146 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 26, 2024 | Deed of Trust, Mortgage · Stand-Alone Refinance MANUFACTURERS & TRADERS TRUST CO |
| May 4, 2017 | Executor's Deed, Transfer SEASONS FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 4, 2017 · Amount on File |
| Deed Sale | May 4, 2017 · Amount on File |
| Deed Book / Page | 1590 / 211 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CROMWELL CT |
| Property Address | 16 ELM RD, CROMWELL, CT 06416-2146 |
| Transaction Type | Mortgage |
| Record Updated | Oct 10, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0001831-74 |
|---|---|
| Date | Sep 26, 2024 |
| Book Page | 1831/74 |
| Instrument | 1702 |
| Name | MANUFACTURERS & TRADERS TRUST CO |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2054 |
| Document Type | Executor's Deed |
|---|---|
| Jurisdiction | CROMWELL CT |
| Recording Date | May 4, 2017 |
| Property Address | 16 ELM RD, CROMWELL, CT 06416-2146 |
| Document Number | 1590-211 |
| Book / Page | 1590 / 211 |
| Transaction Type | Transfer |
| Record Updated | May 21, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $43.59 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Document Number | 15900214 |
|---|---|
| Date | May 4, 2017 |
| Instrument | 01590/0214 |
| Name | SEASONS FCU |
|---|---|
| Type | Credit Union |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | May 4, 2047 |
The 2025 property tax bill for 16 Elm Rd was $5,744.
Source: Cromwell Town assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Cromwell Town |
| Unified School District | Cromwell School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,744.00 | $186,550 Land $75,740 Building $110,810 | $130,585 Land $53,018 Building $77,567 |
| 2024 | $5,744.00 (+4.7%) | ||
| 2023 | $5,486.00 (+14.24%) | $186,550 (+29.49%) Land $75,740 Building $110,810 | |
| 2022 | $4,802.00 | $144,060 Land $69,370 Building $74,690 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 16 Elm Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 28, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 16 Elm Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 55% of Connecticut |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CROMWELL FIRE DISTRICT WATER DEPARTMENT serves 14,316 people · EPA ID CT0330011 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| GoNetspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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