Baltimore County property record for 16 Elm Dr, Middle River, MD 21220
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,240 sqft · built 2006 |
| Lot Size | 0.15 acres (6,552 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $75,000 (Feb 1993) |
| Tax Bill | $5,417 (2024) |
| Deeds & Mortgages | Jul 2022 Mortgage Jul 2019 Line of Credit + 1 more |
| APN | 15-1508800740 |
| Primary APN | 15-1508800740 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,240 sqft Living Area |
| 1st Floor Area | 1,120 sqft |
| Basement Area | 1 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 6,552 sqft (0.15 acres) |
| Lot Dimensions | 67 ft deep x 103 ft wide |
| Porch | Open Porch |
| Porch Area | 320 sqft |
| Deck Area | 336 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 1508800740 |
|---|---|
| Street Address | 16 ELM DR |
| City | MIDDLE RIVER |
| State | MD |
| Zip | 21220-5535 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | STANSBURY MANOR |
| Legal Subdivision | STANSBURY MANOR |
| Legal Block | 2 |
| Legal Lot Number | 11 |
| Jurisdiction | BALTIMORE MD |
| Township / Civil Division | 15 |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 451600 |
Source: Baltimore County records, as of July 14, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 16 ELM DR, BALTIMORE, MD 21220-5535 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 8, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA |
| Jul 5, 2019 | Deed of Trust, Mortgage · Line of Credit JOHNS HOPKINS FCU |
| Jul 5, 2019 | Deed of Trust, Mortgage · Conventional Mortgage JOHNS HOPKINS FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 11, 1993 · Amount on File |
| Deed Sale | Feb 11, 1993 · Amount on File |
| Deed Book / Page | 9600 / 76 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALTIMORE MD |
| Property Address | 16 ELM DR, BALTIMORE, MD 21220-5535 |
| Transaction Type | Mortgage |
| Record Updated | Jul 18, 2022 |
| Title Company | LAWYERS TRUST TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0471410199 |
|---|---|
| Date | Jul 8, 2022 |
| Book Page | 47141/199 |
| Name | FIRST NATIONAL BANK OF PENNSYLVANIA |
|---|---|
| Type | Bank |
| Address | HERMITAGE, PA 16148 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALTIMORE MD |
| Property Address | 16 ELM DR, BALTIMORE, MD 21220-5535 |
| Document Number | 0416230335 |
| Instrument Date | Jul 5, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 16 ELM DR MIDDLE RIVER MD 212205535, MIDDLE RIVER, MD 21220-5535 |
| Document Number | 0416230335 |
|---|---|
| Date | Jul 10, 2019 |
| Book Page | 041623/000335 |
| Name | JOHNS HOPKINS FCU |
|---|---|
| Type | Credit Union |
| Address | BALTIMORE, MD 21205-2222 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jul 9, 2034 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALTIMORE MD |
| Property Address | 16 ELM DR, BALTIMORE, MD 21220-5535 |
| Document Number | 0416230320 |
| Instrument Date | Jul 5, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 16 ELM DR MIDDLE RIVER MD 212205535, MIDDLE RIVER, MD 21220-5535 |
| Document Number | 0416230320 |
|---|---|
| Date | Jul 10, 2019 |
| Book Page | 041623/000320 |
| Name | JOHNS HOPKINS FCU |
|---|---|
| Type | Credit Union |
| Address | BALTIMORE, MD 21205 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 9, 2049 |
Source: Baltimore County assessment roll, as of July 14, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Baltimore County |
| Unified School District | Baltimore County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $450,900 (+40.86%) | $516,300 (+61.29%) Land $63,800 Building $452,500 | |
| 2024 | $5,417.00 (+113.1%) | ||
| 2023 | $2,542.00 Homeowner's exemption | $320,100 Land $61,500 Building $258,600 | $320,100 Land $61,500 Building $258,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 42 policies |
| Nearby Flood Policies | 42 in force |
| Nearby Flood Claims | 63 (1979–2024) |
| Claims Outside the SFHA | 12 of 63 |
| Most Recent Claim | Aug 2024 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BALTIMORE serves 1,600,000 people · EPA ID MD0300002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes not recorded as resolved · Apr 2026 E. coli resolved · Sep 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 396 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| Believe Broadband Fixed Wireless | 500 / 100 |
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