Flagler County property record for 16 Edgar Ln, Palm Coast, FL 32164
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,153 sqft · built 2002 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $500,000 (Jul 2024) |
| Tax Bill | $6,559 (2025) |
| Deeds & Mortgages | Aug 2022 Line of Credit Apr 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-11-31-7034-01230-0120 |
| Primary APN | 07-11-31-7034-01230-0120 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 2,153 sqft Living Area |
| Gross Area | 3,029 sqft |
| 1st Floor Area | 2,153 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Concrete |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 10,019 sqft (0.23 acres) |
| Driveway | Concrete Driveway |
| Driveway Area | 400 sqft |
| Pool Area | 260 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 16 EDGAR LN |
|---|---|
| City | PALM COAST |
| State | FL |
| Zip | 32164-6336 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PALM COAST SECTION 34 BLOCK 00123 LOT 0012 SUBDIVISION COMPLETION YEAR 1982 OR 233 PG 323 OR 753 PG 1864 OR 1097 PG 1124 OR 2019/675 |
| Legal Range | 31E |
| Legal Township | 11S |
| Legal Section | 07 |
| Legal Subdivision | PALM COAST |
| Legal Block | 123 |
| Legal Lot Number | 12 |
| Jurisdiction | FLAGLER FL |
| Township / Civil Division | BUNNELL |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 60218 |
Source: Flagler County records, as of April 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 16 EDGAR LN, PALM COAST, FL 32164-6336 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | His Wife |
| Date | Document |
|---|---|
| Aug 29, 2022 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Apr 21, 2021 | Warranty Deed, Transfer · VA Mortgage CALIBER HOME LOANS INC |
| Oct 14, 2019 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NORTHWEST FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 16, 2024 · Amount on Record |
| Deed Sale | Jul 16, 2024 · Amount on Record |
| Prior Sale | Apr 21, 2021 · Amount on Record |
| Deed Document Number | 202429704 |
| Deed Book / Page | 2885 / 135 |
| Prior Transfer Date | Jul 1, 2024 |
| Prior Transfer Doc | 0028850135 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 16 EDGAR LN, PALM COAST, FL 32164-6336 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2022 |
| Name | Verified Name |
|---|---|
| Address | 16 EDGAR LN, PALM COAST, FL 32164-6336 |
| Document Number | 0027180524 |
|---|---|
| Date | Aug 29, 2022 |
| Book Page | 2718/524 |
| Instrument | 2022043787 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Aug 3, 2062 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Apr 21, 2021 |
| Property Address | 16 EDGAR LN, PALM COAST, FL 32164-6336 |
| Document Number | 0025531204 |
| Book / Page | 2553 / 1204 |
| Map Reference | MB 11 PG 30-49 |
| Instrument Date | Apr 19, 2021 |
| Instrument | 2021021759 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Title Company | OCEAN BLUE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,010.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 102 YACHT HARBOR DR # DR278, 102, PALM COAST, FL 32137-3429 |
| Name | Verified Name |
|---|---|
| Address | 16 EDGAR LN, PALM COAST, FL 32164-6336 |
| Document Number | 0025531206 |
|---|---|
| Date | Apr 21, 2021 |
| Instrument | 2553/1206 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 16 EDGAR LN, PALM COAST, FL 32164-6336 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0023901891 |
|---|---|
| Date | Oct 14, 2019 |
| Book Page | 2390/1891 |
| Instrument | 2019038017 |
| Name | NORTHWEST FCU |
|---|---|
| Type | Credit Union |
| Address | HERNDON, VA 20170 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 61 Months |
| Due | Nov 1, 2024 |
Source: Flagler County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Municipality | Palm Coast City |
| Unified School District | Flagler County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,559.00 | $404,073 (+17.41%) Land $78,500 Building $325,573 | $404,073 (+17.06%) Land $78,500 Building $325,573 |
| 2023 | Homeowner's exemption Disabled Person's exemption Veteran's exemption | $344,153 | $345,188 Land $68,000 Building $277,188 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 111 policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 111 in force |
| Nearby Flood Claims | 2 (2024) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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