16 Ed Clark Rd, Hubbardston, MA 01452 Property Records

Worcester County and Hubbardston Town property record for 16 Ed Clark Rd, Hubbardston, MA 01452

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,908 sqft · built 1987
Lot Size	2.65 acres (115,719 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,675 (2026)
Deeds & Mortgages	Aug 2023 Mortgage Nov 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`HUBB M:011C L:0073`

Property Details

APN / Parcel Number

Primary APN	`HUBB M:011C L:0073`
Alternative APN	`M:011C B:0000 L:00073`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,908 sqft Living Area
Gross Area	2,964 sqft
Basement Area	936 sqft
Unfinished Basement	936 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	115,719 sqft (2.65 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	16 ED CLARK RD
City	HUBBARDSTON
State	MA
Zip	01452-1131
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	HUBBARDSTON
Legal Lot Number	73
Jurisdiction	HUBBARDSTON MA
Township / Civil Division	HUBBARDSTON
Census Block Group	2
Census Block	2038
Census Tract	706100

Owner

Source: Worcester County and Hubbardston Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	16 ED CLARK RD, HUBBARDSTON, MA 01452-1131
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2023	Deed of Trust, Mortgage · Second Mortgage (Down Payment) ROCKET MORTGAGE
Nov 8, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC
Nov 17, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUBBARDSTON MA
Property Address	16 ED CLARK RD, HUBBARDSTON, MA 01452-1131
Transaction Type	Mortgage
Record Updated	Sep 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000122294
Date	Aug 30, 2023
Instrument	122294

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	241 Months
Due	Sep 1, 2043

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUBBARDSTON MA
Property Address	16 ED CLARK RD, HUBBARDSTON, MA 01452-1131
Transaction Type	Mortgage
Record Updated	Nov 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	119183
Date	Nov 8, 2021
Instrument	119183

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUBBARDSTON MA
Property Address	16 ED CLARK RD, HUBBARDSTON, MA 01452-1131
Document Number	0000113756
Instrument Date	Nov 17, 2018
Transaction Type	Mortgage
Record Updated	Mar 5, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 ED CLARK RD HUBBARDSTON MA 014521131, HUBBARDSTON, MA 01452-1131

Mortgage

Document Number	0000113756
Date	Feb 15, 2019
Instrument	113756

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 14, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Worcester County and Hubbardston Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Hubbardston Town
Unified School District	Quabbin School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,675.00 (+4.96%)	$418,200 (+9.68%) Land $52,900 Building $365,300	$614,365 (-)
2025	$4,454.00 (+20.57%)	$381,300 (+34.5%) Land $52,500 Building $328,800	$614,365 (-22.59%)
2024			$793,630
2023	$3,694.00	$283,500 Land $41,700 Building $241,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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