16 E Westside Ave, Red Bank, NJ 07701 Property Records

Monmouth County and Red Bank Borough property record for 16 E Westside Ave, Red Bank, NJ 07701

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 768 sqft · built 1955
Lot Size0.11 acres (4,800 sqft)
OwnerIndividual Name on File
Last Sale$263,000 (Jul 2020)
Tax Bill$7,259 (2025)
Deeds & MortgagesAug 2026 Line of Credit
Jun 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN39-00092-0000-00012

Property Details

APN / Parcel Number

Primary APN39-00092-0000-00012
Alternative APN
  • 390009200012

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area768 sqft Living Area
1st Floor Area768 sqft
Basement Area768 sqft

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeHip
Roof MaterialOther
Lot Area4,800 sqft (0.11 acres)
Lot Dimensions100 ft deep x 48 ft wide
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Street Address16 E WESTSIDE AVE
CityRED BANK
StateNJ
Zip07701-1410
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSF0
Legal Block92
Legal Lot Number12
JurisdictionMONMOUTH NJ
Township / Civil DivisionRED BANK
Census Block Group1
Census Block1017
Census Tract803400

Owner

16 E Westside Ave is owned by an individual who bought it in July 2020.

Source: Monmouth County and Red Bank Borough records, as of July 9, 2026

Owner of RecordIndividual Name on File
Mailing Address206 E 7TH ST, LAKEWOOD, NJ 08701-2005
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 5, 2026Deed of Trust, Mortgage · Line of Credit
US SMALL BUSN ADMN
Jun 1, 2021Deed, Transfer · Conventional Mortgage
FM HOME LOANS LLC
Jul 22, 2020Grant Deed, Construction Loan · Construction Mortgage
GB EQUITY LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 22, 2020 · Amount on File
Deed SaleJul 22, 2020 · Amount on File
Prior SaleMay 1, 1992 · Amount on File
Deed Document Number202078571
Deed Book / Page9428 / 3870
Record UpdatedOct 29, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONMOUTH NJ
Recording DateAug 5, 2026
Property Address16 E WESTSIDE AVE, RED BANK, NJ 07701-1410
Document Number0000064411
Book / Page9806 / 4996
Instrument DateJul 9, 2026
Instrument202664411
Transaction TypeMortgage
Record UpdatedSep 9, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address206 E 7TH ST, LAKEWOOD, NJ 08701-2005

Mortgage

Document Number0000064411,
DateAug 5, 2026
Book Page9806/4996
Instrument202664411
Lender
NameUS SMALL BUSN ADMN
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueJul 9, 2056
Interest
Max Rate-1%

June 2021: Deed, Transfer

Document TypeDeed
JurisdictionMONMOUTH NJ
Recording DateJun 1, 2021
Property Address16 E WESTSIDE AVE, RED BANK, NJ 07701-1410
Document Number0095163574
Book / Page9516 / 3574
Instrument DateMay 26, 2021
Instrument2021087292
Transaction TypeTransfer
Record UpdatedAug 18, 2022
Title CompanyMADISON TITLE AGENCY LLC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address206 E 7TH ST, 206, LAKEWOOD, NJ 08701-2005

Transferred To (Grantee/Buyer)

NameVerified Name
Address206 E 7TH ST, LAKEWOOD, NJ 08701-2005

Mortgage

Document Number2021087293
DateJun 1, 2021
Instrument2021087293
Lender
NameFM HOME LOANS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJun 1, 2051
Interest
Rate TypeAdjustable Rate
Rate4.87%
Type Change DateJun 1, 2028
Change Frequency6 Months
Min Rate At Change4.87%
Max Rate At Change6.87%
Index6-Month LIBOR
Max Rate9.87%

July 2020: Grant Deed, Construction Loan

Document TypeGrant Deed
JurisdictionMONMOUTH NJ
Recording DateJul 22, 2020
Property Address16 E WESTSIDE AVE, RED BANK, NJ 07701-1410
Document Number0000078571
Book / Page009428 / 003870
Instrument DateJul 8, 2020
Instrument78571
Transaction TypeConstruction Loan
Record UpdatedSep 14, 2020
Title CompanyMADISON TITLE AGENCY LLC, MADISON TITLE AGCY LLC

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$263.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address13 TRUDY ALNE LAKEWOOD NJ 08701, LAKEWOOD, NJ 08701

Mortgage

Document Number78572
DateJul 22, 2020
Book Page009428/003877
Instrument78572
Lender
NameGB EQUITY LLC
Address72 BUTTELL AVE, LAKEWOOD, NJ 08701-4735
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term12 Months
DueJul 21, 2021
Interest
Rate12%

Tax Assessment & Valuation

The 2025 property tax bill for 16 E Westside Ave was $7,259, up 3.9% from the year before.

Source: Monmouth County and Red Bank Borough assessment roll, as of July 9, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMonmouth County
MunicipalityRed Bank Borough
Elementary School DistrictRed Bank Borough School District (KG - 08)
Secondary School DistrictRed Bank Regional School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$448,700 (+12.63%) Land $231,000 Building $217,700$448,700 (+12.63%) Land $231,000 Building $217,700
2025$7,259.00 (+3.89%)$398,400 Land $186,400 Building $212,000$398,400 Land $186,400 Building $212,000
2024$6,987.00
2023$344,500 Land $146,600 Building $197,900$344,500 Land $146,600 Building $197,900
2022$6,450.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16 E Westside Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 16 E Westside Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRED BANK WATER DEPT
serves 12,520 people · EPA ID NJ1340001
Water SourcePurchased surface water from NJ AMERICAN WATER - COASTAL NORTH
Last State InspectionJul 2025
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting7
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 415 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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