16 E State St, Algona, IA 50511 Property Records

Kossuth County property record for 16 E State St, Algona, IA 50511

Property Summary

Property Type	Restaurant
Details	8,800 sqft · built 1895
Lot Size	0.13 acres (5,663 sqft)
Owner	2 Individual Names on Record
Last Sale	$325,000 (Oct 2023)
Tax Bill	$7,582 (2025)
Deeds & Mortgages	Jun 2019 Mortgage Jun 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`22-02-387-006`

Property Details

APN / Parcel Number

Primary APN	`22-02-387-006`

Interior

Stories	2 Stories
Building Area	8,800 sqft Gross Area
1st Floor Area	4,400 sqft

Exterior

Year Built	Built 1895
Effective Year Built	Effective 1895
Lot Area	5,663 sqft (0.13 acres)

Location & Zoning

Street Address	16 E STATE ST
City	ALGONA
State	IA
Zip	50511-2640
Property Category	Commercial
Property Type	Commercial > Retail > Restaurant
Legal Description	W 2/3 OF L 2 BLK 29 O P
Legal Subdivision	ORIGINAL PLAT
Legal Block	29
Jurisdiction	KOSSUTH IA
Township / Civil Division	ALGONA
Census Block Group	2
Census Block	2013
Census Tract	950400

Owner

Source: Kossuth County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4702 20TH AVE, ARMSTRONG, IA 50514-7008
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2019	Deed of Trust, Mortgage · Stand-Alone First Mortgage IOWA STATE BANK
Jun 7, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage IOWA STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 19, 2023 · Amount on Record
Deed Sale	Oct 19, 2023 · Amount on Record
Prior Sale	Jun 7, 2019 · Amount on Record
Deed Book / Page	2023 / 2676
Prior Transfer Date	Jan 22, 2011
Prior Transfer Doc	2011/0352
Record Updated	Oct 29, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOSSUTH IA
Property Address	16 E STATE ST, ALGONA, IA 50511-2640
Transaction Type	Mortgage
Record Updated	Jan 9, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02019/1746
Date	Jun 7, 2019
Book Page	2019/1746
Instrument	1746

Lender

Name	IOWA STATE BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KOSSUTH IA
Recording Date	Jun 7, 2019
Property Address	16 E STATE ST, ALGONA, IA 50511-2640
Document Number	2019/1744
Book / Page	2019 / 1744
Instrument Date	May 17, 2019
Instrument	2019-1744
Transaction Type	Transfer
Record Updated	Nov 8, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02019/1745
Date	Jun 7, 2019
Book Page	2019/1745
Instrument	1745

Lender

Name	IOWA STATE BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

Source: Kossuth County assessment roll, as of October 9, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Algona City
County	Kossuth County
Unified School District	Algona Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,582.00 (+12.66%)	$337,178 (+12.28%) Land $17,600 Building $319,578
2024	$6,730.00 (+44.48%)
2023		$300,304 Land $17,600 Building $282,704	$300,304 (-10.94%) Land $17,600 Building $282,704
2021	$4,658.00		$337,178 Land $17,600 Building $319,578

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 19, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 68% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALGONA MUNICIPAL UTILITIES serves 5,487 people · EPA ID IA5502015
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 497 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
Algona Municipal Utilities Cable · Fiber in parts of the area	150 / 25
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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