16 E Orchard Ter, Adams, MA 01220 Property Records

Berkshire County and Adams Town property record for 16 E Orchard Ter, Adams, MA 01220

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,680 sqft · built 1965
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Individual Names on File
Last Sale	$125,000 (Oct 2019)
Tax Bill	$3,424 (2025)
Deeds & Mortgages	Oct 2019 Sale & Mortgage
APN	`41180000000230`

Property Details

APN / Parcel Number

Primary APN	`41180000000230`
Alternative APNs	`ADAM M:1180 B:0000 L:00230` `M:000118 P:000023`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,680 sqft Living Area
Gross Area	5,320 sqft
1st Floor Area	960 sqft
Basement Area	960 sqft
Unfinished Basement	812 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,810 sqft (0.34 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	41180000000230
Street Address	16 E ORCHARD TER
City	ADAMS
State	MA
Zip	01220-2306
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Lot Number	230
Jurisdiction	ADAMS MA
Township / Civil Division	ADAMS
Census Block Group	2
Census Block	2006
Census Tract	922300

Owner

16 E Orchard Ter is owned and occupied by two individuals who bought it in October 2019.

Source: Berkshire County and Adams Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	16 E ORCHARD TER, ADAMS, MA 01220-2306
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 29, 2019 · Amount on File
Deed Sale	Oct 29, 2019 · Amount on File
Deed Document Number	2019201900006049
Deed Book / Page	1697 / 123
Prior Transfer Date	Oct 22, 2019
Prior Transfer Doc	1697-123
Record Updated	Oct 29, 2026

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ADAMS MA
Recording Date	Oct 29, 2019
Property Address	16 E ORCHARD TER, ADAMS, MA 01220-2306
Document Number	1697-123
Book / Page	001697 / 000123
Instrument Date	Oct 22, 2019
Instrument	6049
Transaction Type	Transfer
Record Updated	Nov 12, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$570.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 E ORCHARD TER ADAMS MA 012202306, ADAMS, MA 01220-2306

Mortgage

Document Number	1697-126
Date	Oct 29, 2019
Book Page	001697/000126
Instrument	6050

Lender

Name	GREYLOCK FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 28, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 16 E Orchard Ter was $3,424, up 5.6% from the year before.

Source: Berkshire County and Adams Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Berkshire County
County Subdivision	Adams Town
Unified School District	Hoosac Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,424.00 (+5.65%)	$201,300 (+8.93%) Land $55,300 Building $146,000	$265,648
2024	$3,241.00 (+6.33%)	$184,800 (+12.48%) Land $52,000 Building $132,800
2023	$3,048.00	$164,300 Land $47,300 Building $117,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 16 E Orchard Ter; there have been 1 flood claim nearby since 1978.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	1 (1978)
Most Recent Claim	Feb 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16 E Orchard Ter is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ADAMS FIRE DISTRICT serves 7,945 people · EPA ID MA1004000
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E Orchard Ter

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