Swain County property record for 16 E Mesa Rd, Whittier, NC 28789 · Last verified November 2023
| Property Type | Manufactured or Modular Home |
|---|---|
| Details | 3 bd · 2 ba · 1,744 sqft · built 2004 |
| Lot Size | 0.889 acres (38,725 sqft) |
| Owner | Individual Name on File |
| Last Sale | $146,500 (Dec 2018) |
| Tax Bill | $770 (2023) |
| Deeds & Mortgages | Jan 2023 Line of Credit Jan 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 669404815625 |
| Primary APN | 669404815625 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,744 sqft Total Area |
| Interior Walls | Wallboard/Drywall |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Architectural Style | Modular |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 38,725 sqft (0.889 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 538957 |
|---|---|
| Street Address | 16 E MESA RD |
| City | WHITTIER |
| State | NC |
| Zip | 28789-7320 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Manufactured or Modular Home |
| Legal Description | 20-OR-WHITTIER/GRANDVIEW MESA LT 21 |
| Legal Subdivision | GRANDVIEW MESA |
| Legal Lot Number | 21 |
| Jurisdiction | SWAIN NC |
| Township / Civil Division | CHARLESTON |
| Census Block Group | 1 |
| Census Block | 1033 |
| Census Tract | 960302 |
Source: Swain County records · APN 669404815625
Assessment roll updated January 1, 2023 · Last verified November 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 16 E MESA RD, WHITTIER, NC 28789-7320 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 10, 2023 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Jan 06, 2023 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU |
| Dec 18, 2018 | Warranty Deed, Transfer · ARM STATE EMPLOYEES CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 18, 2018 · Amount on Record |
| Deed Sale | Dec 18, 2018 · Amount on Record |
| Prior Sale | Aug 21, 2006 · Amount on Record |
| Deed Document Number | 02124 |
| Deed Book / Page | 00464 / 0001 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SWAIN NC |
| Property Address | 16 E MESA RD, WHITTIER, NC 28789-7320 |
| Transaction Type | Mortgage |
| Record Updated | Nov 07, 2023 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|
| Document Number | 0000516/91 |
|---|---|
| Date | Jan 10, 2023 |
| Book Page | 516/91 |
| Instrument | 38 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | BRYSON CITY, NC 28713 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SWAIN NC |
| Property Address | 16 E MESA RD, WHITTIER, NC 28789-7320 |
| Transaction Type | Mortgage |
| Record Updated | Nov 07, 2023 |
| Title Company | ACCURATE GROUP, ACCURATE GROUP LLC |
| Name | Verified Name |
|---|---|
| Address | 16 E MESA RD, WHITTIER, NC 28789-7320 |
| Document Number | 0000516/10 |
|---|---|
| Date | Jan 06, 2023 |
| Book Page | 516/10 |
| Instrument | 23 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.5% |
| Type Change Date | Feb 01, 2028 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.5% |
| Max Rate At Change | 7.5% |
| Index | 5-Year TN |
| Max Rate | 11.5% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SWAIN NC |
| Recording Date | Dec 18, 2018 |
| Property Address | 16 E MESA RD, WHITTIER, NC 28789-7320 |
| Document Number | 00464/0001 |
| Book / Page | 00464 / 0001 |
| Map Reference | CAB 4 SL 2441 |
| Instrument Date | Dec 18, 2018 |
| Instrument | 02124 |
| Transaction Type | Transfer |
| Record Updated | Nov 07, 2023 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $293.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 16 E MESA RD, WHITTIER, NC 28789-7320 |
| Document Number | 0000002125 |
|---|---|
| Date | Dec 18, 2018 |
| Instrument | 02125 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.87% |
| Change Frequency | 5 Years |
| Min Rate At Change | 4.25% |
| Index | 5-Year CMT |
| Max Rate | 6% |
Source: Swain County records · Assessment roll updated January 1, 2023 · Last verified November 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Swain County |
| Unified School District | Swain County Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $770.00 Additional exemption filed | $182,120 Land $45,000 Building $137,120 | $182,120 Land $45,000 Building $137,120 |
Source: FEMA National Flood Hazard Layer, Swain County (37173C), updated November 12, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371739603021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 18 individual NFIP policies nearby |
| Nearby Flood Policies | 24 units insured 6 under condo master policies |
| Nearby Flood Claims | 1 (2004) |
| Most Recent Claim | Sep 2004, river or lake flooding, Hurricane Ivan |
| Wildfire Risk | Moderate above 45% of the US · above 66% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 1,010 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 71 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Fiber | 1,000 / 1,000 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Zito West Holding, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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