16 E Main St, Haverhill, MA 01830 Property Records

Essex County and Haverhill City property record for 16 E Main St, Haverhill, MA 01830

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,728 sqft · built 1988
Lot Size	0.348 acres (15,176 sqft)
Owner	2 Company Names on Record
Last Sale	$166,500 (Oct 1995)
Tax Bill	$6,189 (2025)
Deeds & Mortgages	Sep 2021 Transfer Jul 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`475-1-3`

Property Details

APN / Parcel Number

Primary APN	`475-1-3`
Alternative APN	`HAVE M:0475 B:00001 L:3`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,728 sqft Living Area
Gross Area	2,922 sqft
Basement Area	864 sqft
Unfinished Basement	864 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,176 sqft (0.348 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	475-1-3
Street Address	16 E MAIN ST
City	HAVERHILL
State	MA
Zip	01830-1817
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	1
Legal Lot Number	3
Jurisdiction	HAVERHILL MA
Township / Civil Division	HAVERHILL
Census Block Group	2
Census Block	2003
Census Tract	260302

Owner

Source: Essex County and Haverhill City records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	16 E MAIN ST, HAVERHILL, MA 01830-1817
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2021	Quit Claim Deed, Transfer Quitclaim
Jul 20, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 30, 1995 · Amount on Record
Deed Sale	Oct 30, 1995 · Amount on Record
Deed Book / Page	13256 / 133
Last Transfer Date	Sep 7, 2021
Transfer Doc	40252-462
Record Updated	Oct 29, 2026

September 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAVERHILL MA
Recording Date	Sep 7, 2021
Property Address	16 E MAIN ST, HAVERHILL, MA 01830-1817
Document Number	40252-462
Book / Page	40252 / 462
Instrument Date	Sep 7, 2021
Instrument	20210907002930
Transaction Type	Transfer
Record Updated	Sep 24, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 E MAIN ST, HAVERHILL, MA 01830-1817

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAVERHILL MA
Property Address	16 E MAIN ST, HAVERHILL, MA 01830-1817
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38725-615
Date	Jul 20, 2020
Book Page	38725/615
Instrument	20200720000010

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Essex County and Haverhill City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Haverhill City
Unified School District	Haverhill School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,189.00 (+6.58%)	$577,900 (+5.88%) Land $183,300 Building $394,600	$643,530
2024	$5,807.00 (+1.45%)	$545,800 (+6.31%) Land $179,900 Building $365,900
2023	$5,724.00	$513,400 Land $179,900 Building $333,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 42 individual policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	148 units insured incl. 106 condo units
Nearby Flood Claims	24 (1979–2024)
Claims Outside the SFHA	3 of 24
Most Recent Claim	Jul 2024 · other causes
Claims by Event	Severe Storms And Inland And Coastal Flooding, Apr 2007 · 2 claims Severe Storms And Flooding, May 2006 · 13 claims Severe Storms & Flooding, Apr 1987 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HAVERHILL WATER DEPT serves 61,277 people · EPA ID MA3128000
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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