16 E Lawrence St, Pontiac, MI 48342 Property Records

Oakland County property record for 16 E Lawrence St, Pontiac, MI 48342

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	7,272 sqft · built 1920
Lot Size	0.055 acres (2,396 sqft)
Owner	Company Name on File
Last Sale	$372,345 (Oct 2019)
Tax Bill	$8,308 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Oct 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`64-14-29-477-012`

Property Details

APN / Parcel Number

Primary APN	`64-14-29-477-012`

Interior

Units	3 Units
Stories	1 Story
Building Area	7,272 sqft Total Area
1st Floor Area	9,664 sqft
Basement Area	2,440 sqft
Unfinished Basement	2,440 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Multi-Family
Lot Area	2,396 sqft (0.055 acres)
Lot Dimensions	2,400 ft deep x 1 ft wide
Total Buildings	6 Buildings

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Municipal

Location & Zoning

Street Address	16 E LAWRENCE ST
City	PONTIAC
State	MI
Zip	48342-2277
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning Code	BI
Legal Description	T3N, R10E, SEC 29 ORIGINAL PLAT W 40 FT OF LOT 45
Legal Range	10E
Legal Township	03N
Legal Section	29
Legal Lot Number	45
Jurisdiction	OAKLAND MI
Township / Civil Division	PONTIAC
Census Block Group	3
Census Block	3014
Census Tract	142200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Pontiac Commercial Historic District (Boundary Increase) listed 1989 · 51 contributing resources · NRIS 89000491

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

16 E Lawrence St, a commercial property, is owned by a company that bought it in October 2019.

Source: Oakland County records, as of May 27, 2026

Owner of Record	Company Name on File
Mailing Address	33 N SAGINAW ST, PONTIAC, MI 48342-2153
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2021	Deed of Trust, Mortgage · Commercial Mortgage RFLF 4 LLC
Oct 18, 2019	Warranty Deed, Transfer DEVON TITLE COMPANY, DEVON TITLE AGENCY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 18, 2019 · Amount on File
Deed Sale	Oct 18, 2019 · Amount on File
Prior Sale	May 8, 2001
Deed Document Number	2019173400
Deed Book / Page	53395 / 855
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	16 E LAWRENCE ST, PONTIAC, MI 48342-2277
Transaction Type	Mortgage
Record Updated	Dec 23, 2025
Title Company	INTERSTATE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	33 N SAGINAW ST, PONTIAC, MI 48342-2153

Mortgage

Document Number	0000281558
Date	Dec 23, 2021
Book Page	57222/135
Instrument	281558

Lender

Name	RFLF 4 LLC
Type	Non-Lending Institution
Address	CHICAGO, IL 60606

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2051

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Oct 18, 2019
Property Address	16 E LAWRENCE ST, PONTIAC, MI 48342-2277
Document Number	0000173400
Book / Page	053395 / 000855
Instrument Date	Oct 8, 2019
Instrument	173400
Transaction Type	Transfer
Record Updated	Nov 14, 2019
Title Company	DEVON TITLE COMPANY, DEVON TITLE AGENCY

Transaction

Amount	Amount on Record
Tax	$3,202.17
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	33 N SAGINAW ST PONTIAC MI 483422153, PONTIAC, MI 48342-2153

Tax Assessment & Valuation

The 2025 property tax bill for 16 E Lawrence St was $8,308, down 0.9% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Pontiac City
Unified School District	Pontiac City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,308.00 (-0.87%)	$151,990	$303,980
2024	$8,381.00
2023		$140,040	$280,080
2021	$7,187.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 16 E Lawrence St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 16 E Lawrence St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PONTIAC serves 63,776 people · EPA ID MI0005440
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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