16 E First St, #304, Ocean Isle Beach, NC 28469 Property Records

Brunswick County property record for 16 E First St, #304, Ocean Isle Beach, NC 28469

Property Summary

Property TypeCondominium
Details4 bd · 3 ba · 1,500 sqft · built 1984
Lot Size0.004 acres (203 sqft)
Owner2 Individual Names on File
Last Sale$780,000 (Jun 2022)
Tax Bill$2,844 (2025)
Deeds & MortgagesJun 2022 Sale & Mortgage
Dec 2020 Construction Loan
Flood ZoneZone VE (high risk)
APN257DA01305

Property Details

APN / Parcel Number

Primary APN257DA01305
Alternative APNs
  • 107517105681
  • 80049739
  • 80128495

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area1,500 sqft Heated Area
Gross Area1,808 sqft
1st Floor Area1,140 sqft
FlooringLaminate Plank
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1999
Architectural StyleCondo/Apartment
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Foundation TypeFooting
Roof TypeWood Truss
Roof MaterialShingle
Lot Area203 sqft (0.004 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number80128495
Street Address16 E FIRST ST, 304
CityOCEAN ISLE BEACH
StateNC
Zip28469
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionUNIT 304 OCEAN COVE CB 4/1-43
Legal SubdivisionOCEAN COVE CONDOMINIUMS
JurisdictionBRUNSWICK NC
Township / Civil DivisionSHALLOTTE
Census Block Group3
Census Block3011
Census Tract20512

Owner

16 E First St, #304 is owned by two individuals who bought it in June 2022.

Source: Brunswick County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address206 WAPPOO LN, TAYLORS, SC 29687-4151
Owner TypeIndividual
VestingEt Ux (and Wife)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 13, 2022Warranty Deed, Transfer · Conventional Mortgage
SHARONVIEW FCU
Dec 17, 2020Deed of Trust, Construction Loan · Construction Mortgage
BRADLEY D DINKEL

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 13, 2022 · Amount on File
Deed SaleJun 13, 2022 · Amount on File
Prior SaleMay 27, 2016 · Amount on File
Deed Book / Page4865 / 860
Prior Transfer DateDec 22, 2015
Prior Transfer Doc0037220317
Record UpdatedOct 29, 2026

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBRUNSWICK NC
Recording DateJun 13, 2022
Property Address16 E FIRST ST # 304, 304, OCEAN ISLE BEACH, NC 28469
Document Number0048650860
Book / Page4865 / 860
Map ReferenceMB 606 PG 314
Instrument DateJun 6, 2022
Transaction TypeTransfer
Record UpdatedJul 1, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,560.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6201 OLD MIRAVALLE CT, 6201, RALEIGH, NC 27614-7689

Transferred To (Grantee/Buyer)

NameVerified Name
Address206 WAPPOO LN, TAYLORS, SC 29687-4151

Mortgage

Document Number0004865862
DateJun 13, 2022
Instrument4865/862
Lender
NameSHARONVIEW FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2052

December 2020: Deed of Trust, Construction Loan

Document TypeDeed of Trust
JurisdictionBRUNSWICK NC
Recording DateDec 17, 2020
Property Address16 E FIRST ST # 304, 304, OCEAN ISLE BEACH, NC 28469
Document Number0045091044
Book / Page004509 / 001044
Instrument DateDec 17, 2020
Transaction TypeConstruction Loan
Record UpdatedJan 25, 2021
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3820 GLEN IRIS LN RALEIGH NC 276124278, RALEIGH, NC 27612-4278

Mortgage

Document Number45091044
DateDec 17, 2020
Book Page004509/001044
Lender
NameBRADLEY D DINKEL
Address1318 MAYFAIR RD, RALEIGH, NC 27608-1940
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term24 Months
DueDec 16, 2022

Tax Assessment & Valuation

The 2025 property tax bill for 16 E First St, #304 was $2,844, up % from the year before.

Source: Brunswick County assessment roll, as of October 20, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyBrunswick County
MunicipalityOcean Isle Beach Town
Unified School DistrictBrunswick County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$736,270 (-) Building $736,270$736,270 (-) Building $736,270
2025$2,844.00 (+0.04%)$736,270 Building $736,270$736,270 Building $736,270
2024$2,843.00
2023$736,270 Building $736,270$736,270 Building $736,270

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16 E First St, #304 in Zone VE, a high-risk coastal flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone VE
high risk · coastal, wave action
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation13.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 596 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies658 units insured
incl. 62 condo units
Nearby Flood Claims901 (1979–2022)
Claims Outside the SFHA2 of 901
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Isaias, Aug 2020 · 124 claims
  • Hurricane Matthew, Oct 2016 · 106 claims
  • Hurricane Hugo, Sep 1989 · 264 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16 E First St, #304 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF OCEAN ISLE BEACH
serves 7,925 people · EPA ID NC0410035
Water SourcePurchased surface water from BRUNSWICK COUNTY WATER SYSTEM
Last State InspectionApr 2024
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Focus Broadband
Fiber
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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