16 E Elm St, Broadalbin, NY 12025 Property Records

Fulton County and Broadalbin Town property record for 16 E Elm St, Broadalbin, NY 12025 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,344 sqft · built 1948
Lot Size	0.275 acres (12,000 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,706 (2025)
Deeds & Mortgages	Dec 2020 Refinance Apr 2018 Refinance
APN	`172201 137.19-7-4`

Property Details

APN / Parcel Number

Primary APN	`172201 137.19-7-4`
Alternative APNs	`220113701900070040000000` `02010048000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,344 sqft Living Area
1st Floor Area	768 sqft
Upper Floors Area	576 sqft

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1960
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	12,000 sqft (0.275 acres)
Lot Dimensions	120 ft deep x 100 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	297 sqft
Shed	1 Shed
Shed Area	100 sqft
Canopy	120 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	02010048000
Street Address	16 E ELM ST
City	BROADALBIN
State	NY
Zip	12025-2159
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CRNR E ELM & WYLIE ST OLD PARCEL =02-01- 48.00
Legal Block	7
Legal Lot Number	4.000
Jurisdiction	FULTON NY
Township / Civil Division	BROADALBIN
Census Block Group	2
Census Block	2025
Census Tract	971501

Owner

Source: Fulton County and Broadalbin Town records · APN 172201 137.19-7-4

Assessment roll updated April 17, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	16 E ELM ST, BROADALBIN, NY 12025-2159
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 03, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance NBT BANK NATIONAL ASSOCIATION
Apr 13, 2018	Deed of Trust, Mortgage · Stand-Alone Refinance NBT BANK NATIONAL ASSOCIATION

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Jun 08, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FULTON NY
Property Address	16 E ELM ST, BROADALBIN, NY 12025-2159
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202064458
Date	Dec 03, 2020
Instrument	2020-64458

Lender

Name	NBT BANK NATIONAL ASSOCIATION
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	217 Months
Due	Jan 01, 2039

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FULTON NY
Property Address	16 E ELM ST, BROADALBIN, NY 12025-2159
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201849619
Date	Apr 13, 2018
Instrument	2018-49619

Lender

Name	NBT BANK NATIONAL ASSOCIATION
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Fulton County and Broadalbin Town records · Assessment roll updated April 17, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	New York
County	Fulton County
County Subdivision	Broadalbin Town
Municipality	Broadalbin Village
Unified School District	Broadalbin-Perth Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,706.00	$98,500 (-) Land $17,800 Building $80,700	$197,237 (+10.81%) Land $35,643 Building $161,594
2023		$98,500 Land $17,800 Building $80,700	$177,991 Land $32,165 Building $145,826

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360359715012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 55% of New York
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 108 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Frontier	Fiber	7,000 / 7,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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