Cape May County and Ocean City property record for 16 E 14th St, Ocean City, NJ 08226
| Property Type | Single Family Home |
|---|---|
| Details | 1,152 sqft · built 1986 |
| Lot Size | 0.064 acres (2,801 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $845,000 (Sep 2025) |
| Tax Bill | $3,768 (2024) |
| Deeds & Mortgages | Jun 2023 Mortgage Jun 2023 Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 08-01408-0000-00008-01-C16 |
| Primary APN | 08-01408-0000-00008-01-C16 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 1,152 sqft Living Area |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Condo/Apartment |
| Construction Type | Frame |
| Lot Area | 2,801 sqft (0.064 acres) |
| Lot Dimensions | 70 ft deep x 40 ft wide |
| Street Address | 16 E 14TH ST |
|---|---|
| City | OCEAN CITY |
| State | NJ |
| Zip | 08226-3100 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | L8.02,OB1408,L63 |
| Legal Subdivision | 16-18 14TH STREET CONDO |
| Legal Block | 1408 |
| Legal Lot Number | 8.1 |
| Jurisdiction | CAPE MAY NJ |
| Township / Civil Division | OCEAN CITY |
| Census Block Group | 4 |
| Census Block | 4015 |
| Census Tract | 20102 |
16 E 14th St is owned by two individuals who bought it in September 2025.
Source: Cape May County and Ocean City records, as of June 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6 CALVERT CIR, PAOLI, PA 19301-1001 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 19, 2023 | Deed of Trust, Mortgage THE FIRST NATIONAL BANK OF ELMER |
| Jun 19, 2023 | Deed of Trust, Mortgage THE FIRST NATIONAL BANK OF ELMER |
| Sep 26, 2025 | Deed, Transfer · Conventional Mortgage OCEANFIRST BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 26, 2025 · Amount on File |
| Deed Sale | Sep 26, 2025 · Amount on File |
| Prior Sale | Jun 19, 2023 · Amount on File |
| Deed Document Number | 202576965 |
| Deed Book / Page | 4245 / 311 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAPE MAY NJ |
| Property Address | 16 E 14TH ST, OCEAN CITY, NJ 08226-3100 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2025 |
| Title Company | SURREY TITLE COMPANY, SURETY TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000013561 |
|---|---|
| Date | Jun 19, 2023 |
| Book Page | M6656/170 |
| Instrument | 2023013561 |
| Name | THE FIRST NATIONAL BANK OF ELMER |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAPE MAY NJ |
| Property Address | 16 E 14TH ST, OCEAN CITY, NJ 08226-3100 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2025 |
| Title Company | SURREY TITLE COMPANY, SURETY TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000013558 |
|---|---|
| Date | Jun 19, 2023 |
| Book Page | M6656/162 |
| Instrument | 2023013558 |
| Name | THE FIRST NATIONAL BANK OF ELMER |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | CAPE MAY NJ |
| Recording Date | Sep 26, 2025 |
| Property Address | 16 E 14TH ST, OCEAN CITY, NJ 08226-3100 |
| Document Number | 0000076965 |
| Book / Page | D4245 / 311 |
| Instrument Date | Sep 22, 2025 |
| Instrument | 2025076965 |
| Transaction Type | Transfer |
| Record Updated | Oct 21, 2025 |
| Title Company | FOUNDATION TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $77.82 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4268 S BLACK HORSE PIKE, WILLIAMSTOWN, NJ 08094-7419 |
| Name | Verified Name |
|---|---|
| Address | 6 CALVERT CIR, PAOLI, PA 19301-1001 |
| Document Number | 0000076966 |
|---|---|
| Date | Sep 26, 2025 |
| Instrument | 2025076966 |
| Name | OCEANFIRST BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2055 |
Source: Cape May County and Ocean City assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Cape May County |
| Municipality | Ocean City |
| Unified School District | Ocean City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $392,400 (+16.82%) Land $206,000 Building $186,400 | $392,400 (+16.82%) Land $206,000 Building $186,400 | |
| 2025 | $335,900 Land $206,000 Building $129,900 | $335,900 Land $206,000 Building $129,900 | |
| 2024 | $3,768.00 | ||
| 2023 | $294,300 Land $168,900 Building $125,400 | $294,300 Land $168,900 Building $125,400 | |
| 2022 | $3,028.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 16 E 14th St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective October 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 269 individual policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 551 units insured incl. 282 condo units |
| Nearby Flood Claims | 106 (1998–2025) |
| Most Recent Claim | Oct 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 16 E 14th St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - OCEAN CITY private · serves 127,000 people · EPA ID NJ0508001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 1,393 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
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