16 E 1400 N, American Fork, UT 84003 Property Records

Utah County property record for 16 E 1400 N, American Fork, UT 84003

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,615 sqft · built 1995
Lot Size	0.236 acres (10,280 sqft)
Owner	2 Individual Names on Record
Last Sale	$627,760 (Jan 2026)
Tax Bill	$2,892 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Dec 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`35-194-0003`

Property Details

APN / Parcel Number

Primary APN	`35-194-0003`
Alternative APN	`104230`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,615 sqft Living Area
Gross Area	3,716 sqft
1st Floor Area	1,615 sqft
Basement Area	1,595 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	A-Frame
Exterior Material	Metal
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	10,280 sqft (0.236 acres)
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Slab
Porch Area	492 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	104230
Street Address	16 E 1400 N
City	AMERICAN FORK
State	UT
Zip	84003-3727
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3, PLAT A, BENCHWOOD ESTATES SUBDV. AREA 0.236 AC.
Legal Subdivision	BENCHWOOD ESTATES SUBDV
Legal Lot Number	3
Jurisdiction	UTAH UT
Township / Civil Division	AMERICAN FORK-PLEASANT GROVE
Census Block Group	1
Census Block	1011
Census Tract	205

Owner

Source: Utah County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	16 E 1400 N, AMERICAN FORK, UT 84003-3727
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Dec 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Jan 7, 2026	Warranty Deed, Transfer · Conventional Mortgage MOUNTAIN AMERICA FCU
Jun 12, 2020	Deed of Trust, Mortgage AMERICA FIRST FCU
May 15, 2018	Deed of Trust, Mortgage SECURITY SVC FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 7, 2026 · Amount on Record
Deed Sale	Jan 7, 2026 · Amount on Record
Prior Sale	Mar 30, 2007
Deed Document Number	20261341
Prior Transfer Date	Aug 9, 2010
Prior Transfer Doc	0000066753
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	16 E 1400 N, AMERICAN FORK, UT 84003-3727
Transaction Type	Mortgage
Record Updated	Jan 14, 2026
Title Company	SERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000122287
Date	Jul 12, 2021
Instrument	122287:2021

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	7519

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2036

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	16 E 1400 N, AMERICAN FORK, UT 84003-3727
Transaction Type	Mortgage
Record Updated	Jan 14, 2026
Title Company	VANTAGE POINT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000211132
Date	Dec 22, 2021
Instrument	211132:2021

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Jan 7, 2026
Property Address	16 E 1400 N, AMERICAN FORK, UT 84003-3727
Document Number	0000001341
Instrument Date	Jan 5, 2026
Instrument	1341:2026
Transaction Type	Transfer
Record Updated	Jan 14, 2026
Title Company	MONUMENT TITLE INSURANCE, MONUMENT TITLE INSURANCE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	16 E 1400 N, AMERICAN FORK, UT 84003-3727

Mortgage

Document Number	0000001346
Date	Jan 7, 2026
Instrument	1346:2026

Lender

Name	MOUNTAIN AMERICA FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	16 E 1400 N, AMERICAN FORK, UT 84003-3727
Document Number	0000082278
Instrument Date	Jun 12, 2020
Transaction Type	Mortgage
Record Updated	Jul 10, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 E 1400 N AMERICAN FORK UT 840033727, AMERICAN FORK, UT 84003-3727

Mortgage

Document Number	0000082278
Date	Jun 15, 2020
Instrument	82278

Lender

Name	AMERICA FIRST FCU
Type	Credit Union
Address	RIVERDALE, UT 84405

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Jun 14, 2030

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	16 E 1400 N, AMERICAN FORK, UT 84003-3727
Document Number	0000047503
Instrument Date	May 15, 2018
Transaction Type	Mortgage
Record Updated	Jun 18, 2018
Title Company	AMERICAN SECURE TITLE BRIGHAM

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	16 E 1400 N AMERICAN FORK UT 840033727, AMERICAN FORK, UT 84003-3727

Mortgage

Document Number	0000047503
Date	May 22, 2018
Instrument	47503

Lender

Name	SECURITY SVC FCU
Type	Credit Union
Address	SAN ANTONIO, TX 78249

Agreement

Amount	Amount Recorded
Term	180 Months
Due	May 21, 2033

Tax Assessment & Valuation

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
Municipality	American Fork City
County	Utah County
Unified School District	Alpine School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$337,810 (-43.88%)	$614,200 (+2.04%) Land $227,200 Building $387,000
2025	$2,892.00	$601,900 (+98.47%) Land $227,200 Building $374,700	$601,900 (+9.16%) Land $227,200 Building $374,700
2024	$2,892.00 (+12.35%)
2023	$2,574.00 (-4.67%)	$303,270	$551,400 Land $216,400 Building $335,000
2022	$2,700.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Utah
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AMERICAN FORK CITY serves 39,045 people · EPA ID UTAH25008
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: CentraCom, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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