16 Dover St, Haverhill, MA 01830 Property Records

Essex County and Haverhill City property record for 16 Dover St, Haverhill, MA 01830

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,792 sqft · built 1850
Lot Size	0.105 acres (4,583 sqft)
Owner	Individual Name on File
Last Sale	$166,000 (Mar 2013)
Tax Bill	$4,833 (2025)
Deeds & Mortgages	Apr 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`608-487-10`

Property Details

APN / Parcel Number

Primary APN	`608-487-10`
Alternative APN	`HAVE M:0608 B:00487 L:10`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,792 sqft Living Area
Gross Area	3,268 sqft
Basement Area	896 sqft
Unfinished Basement	896 sqft

Exterior

Year Built	Built 1850
Effective Year Built	Effective 1850
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,583 sqft (0.105 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	608-487-10
Street Address	16 DOVER ST
City	HAVERHILL
State	MA
Zip	01830-5108
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Subdivision	TRAPP ROCK HL CONDO
Legal Block	487
Legal Lot Number	10
Jurisdiction	HAVERHILL MA
Township / Civil Division	HAVERHILL
Census Block Group	1
Census Block	1016
Census Tract	260100

Owner

16 Dover St, a duplex, is owned by an individual who bought it in March 2013.

Source: Essex County and Haverhill City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	30 PORTER ST, 3, HAVERHILL, MA 01832-5636
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 29, 2013 · Amount on File
Deed Sale	Mar 29, 2013 · Amount on File
Prior Sale	Dec 15, 2010 · Amount on File
Deed Book / Page	32332 / 317
Transfer Doc	032332-317
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAVERHILL MA
Property Address	16 DOVER ST, HAVERHILL, MA 01830-5108
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	039829-457
Date	Apr 30, 2021
Book Page	39829/457
Instrument	20210430008170

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 16 Dover St was $4,833, up 6% from the year before.

Source: Essex County and Haverhill City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Haverhill City
Unified School District	Haverhill School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,833.00 (+6.03%)	$451,300 (+5.35%) Land $142,100 Building $309,200	$604,853
2024	$4,558.00 (+5.56%)	$428,400 (+10.61%) Land $140,600 Building $287,800
2023	$4,318.00	$387,300 Land $128,600 Building $258,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16 Dover St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 16 Dover St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HAVERHILL WATER DEPT serves 61,277 people · EPA ID MA3128000
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 633 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20