16 Dock Branch Rd, Barnardsville, NC 28709 Property Records

Buncombe County property record for 16 Dock Branch Rd, Barnardsville, NC 28709

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,620 sqft · built 2003
Lot Size	1.2 acres (52,272 sqft)
Owner	2 Individual Names on Record
Last Sale	$280,000 (Oct 2022)
Tax Bill	$1,517 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`737460-2020-202`

Property Details

APN / Parcel Number

Primary APN	`737460-2020-202`
Alternative APNs	`9775-29-7860-00000` `977501296793000` `008182332`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,620 sqft Living Area
1st Floor Area	1,620 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Modular
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	52,272 sqft (1.2 acres)
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	737460-2020-202
Street Address	16 DOCK BRANCH RD
City	BARNARDSVILLE
State	NC
Zip	28709-9703
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OU
Legal Description	SUBDIV: VICKIE LEIGH COOK BLOCK: LOT: SECTION: PLAT: 0099-0015
Legal Subdivision	VICKIE LEIGH COOK
Legal Block	2
Jurisdiction	BUNCOMBE NC
Township / Civil Division	IVY
Census Block Group	2
Census Block	2010
Census Tract	2900

Owner

Source: Buncombe County records, as of September 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	16 DOCK BRANCH RD, BARNARDSVILLE, NC 28709-9703
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2022	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Sep 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Nov 5, 2018	Warranty Deed, Transfer · ARM STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 5, 2022 · Amount on Record
Deed Sale	Oct 5, 2022 · Amount on Record
Prior Sale	Nov 5, 2018 · Amount on Record
Deed Book / Page	6265 / 376
Last Transfer Date	Apr 9, 2025
Transfer Doc	0064831839
Record Updated	Sep 20, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUNCOMBE NC
Recording Date	Oct 5, 2022
Property Address	16 DOCK BRANCH RD, BARNARDSVILLE, NC 28709-9703
Document Number	0062650376
Book / Page	6265 / 376
Map Reference	MB 99 PG 15
Instrument Date	Sep 27, 2022
Transaction Type	Transfer
Record Updated	Oct 14, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$560.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1797, WEAVERVILLE, NC 28787-1797

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	16 DOCK BRANCH RD, BARNARDSVILLE, NC 28709-9703

Mortgage

Document Number	0006265379
Date	Oct 5, 2022
Instrument	6265/379

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	16 DOCK BRANCH RD, BARNARDSVILLE, NC 28709-9703
Transaction Type	Mortgage
Record Updated	Sep 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0061150327
Date	Sep 2, 2021
Book Page	6115/327

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUNCOMBE NC
Recording Date	Nov 5, 2018
Property Address	16 DOCK BRANCH RD, BARNARDSVILLE, NC 28709-9703
Document Number	0057171477
Book / Page	5717 / 1477
Map Reference	MB 99 PG 15
Instrument Date	Nov 5, 2018
Transaction Type	Transfer
Record Updated	Sep 14, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$354.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	169 PICKENS RD, 169, WEAVERVILLE, NC 28787-9543

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 DOCK BRANCH RD, BARNARDSVILLE, NC 28709-9703

Mortgage

Document Number	57171480
Date	Nov 5, 2018
Instrument	5717/1480

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Change Frequency	5 Years
Min Rate At Change	4.25%
Index	5-Year CMT
Max Rate	6%

Tax Assessment & Valuation

Source: Buncombe County assessment roll, as of September 22, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Buncombe County
Unified School District	Buncombe County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,517.00 (+3.98%)	$197,900 (-) Land $25,900 Building $172,000	$197,900 (-) Land $25,900 Building $172,000
2024	$1,459.00 (+2.75%)
2023	$1,420.00	$197,900	$197,900 (-) Land $40,900 Building $157,000
2021			$197,900 Land $25,900 Building $172,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	6 (2024)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 86% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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