Monmouth County and Howell Township property record for 16 Diamond Ln, Howell, NJ 07731
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 2,112 sqft · built 1995 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $916,500 (May 2026) |
| Tax Bill | $13,071 (2025) |
| Deeds & Mortgages | May 2026 Sale & Mortgage Apr 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-00035-90-00015 |
| Primary APN | 21-00035-90-00015 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,112 sqft Living Area |
| 1st Floor Area | 1,416 sqft |
| Upper Floors Area | 1,092 sqft |
| Basement Area | 984 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 9,148 sqft (0.21 acres) |
| Garage Area | 396 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 510 sqft |
|---|---|
| Deck Area | 420 sqft |
| Patio Area | 240 sqft |
| Shed | 1 Shed |
| Shed Area | 64 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 02312815 |
|---|---|
| Street Address | 16 DIAMOND LN |
| City | HOWELL |
| State | NJ |
| Zip | 07731-1870 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Subdivision | OAK GLEN NORTH SEC 02 |
| Legal Block | 35.90 |
| Legal Lot Number | 15 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | HOWELL |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 811401 |
16 Diamond Ln is owned and occupied by two individuals who bought it in May 2026.
Source: Monmouth County and Howell Township records, as of July 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 16 DIAMOND LN, HOWELL, NJ 07731-1870 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 27, 2026 | Bargain and Sale Deed, Transfer · Conventional Mortgage M & T BANK NA |
| Apr 10, 2023 | Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 27, 2026 · Amount on File |
| Deed Sale | May 27, 2026 · Amount on File |
| Prior Sale | Sep 19, 2005 · Amount on File |
| Deed Document Number | 202642689 |
| Deed Book / Page | 9795 / 250 |
| Record Updated | Oct 29, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | May 27, 2026 |
| Property Address | 16 DIAMOND LN, HOWELL, NJ 07731-1870 |
| Document Number | 0000042689 |
| Book / Page | 9795 / 250 |
| Instrument Date | May 15, 2026 |
| Instrument | 202642689 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2026 |
| Title Company | ANCHOR TITLE GROUP, ANCHOR TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $92,566.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 16 DIAMOND LN, HOWELL, NJ 07731-1870 |
| Document Number | 0000042690, |
|---|---|
| Date | May 27, 2026 |
| Instrument | 202642690 |
| Name | M & T BANK NA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.5% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 16 DIAMOND LN, HOWELL, NJ 07731-1870 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2023 |
| Title Company | TITLE365 - OMAHA, TITLE365 OMAHA |
| Name | Verified Name |
|---|---|
| Address | 16 DIAMOND LN, HOWELL, NJ 07731-1870 |
| Document Number | 0096403654 |
|---|---|
| Date | Apr 10, 2023 |
| Book Page | 9640/3654 |
| Instrument | 2023024326 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 16 Diamond Ln was $13,071, up 4.7% from the year before.
Source: Monmouth County and Howell Township assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| County Subdivision | Howell Township |
| Secondary School District | Freehold Regional School District (09 - 12) |
| Elementary School District | Howell Township School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $820,100 (+7.98%) Land $452,000 Building $368,100 | $820,100 (+7.98%) Land $452,000 Building $368,100 | |
| 2025 | $13,071.00 (+4.66%) | $759,500 Land $372,000 Building $387,500 | $759,500 Land $372,000 Building $387,500 |
| 2024 | $12,489.00 | ||
| 2023 | $658,500 Land $287,000 Building $371,500 | $658,500 Land $287,000 Building $371,500 | |
| 2022 | $11,956.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 16 Diamond Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (1979–1984) |
| Most Recent Claim | Mar 1984 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 16 Diamond Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 363 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 980 / 880 |
| Optimum Cable · Fiber in parts of the area | 940 / 35 |
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