16 Denham Dr, Montgomery, IL 60538 Property Records

Kendall County property record for 16 Denham Dr, Montgomery, IL 60538

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,040 sqft · built 1974
Lot Size	0.112 acres (4,877 sqft)
Owner	2 Individual Names on File
Last Sale	$155,000 (Feb 2018)
Tax Bill	$5,187 (2024)
Deeds & Mortgages	Feb 2018 Sale & Mortgage Sep 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-04-426-011`

Property Details

APN / Parcel Number

Primary APN	`03-04-426-011`
Alternative APN	`1004426011`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,040 sqft Living Area
Gross Area	1,304 sqft
1st Floor Area	1,040 sqft

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Construction Type	Frame
Roof Material	Asphalt
Lot Area	4,877 sqft (0.112 acres)
Lot Dimensions	104 ft deep x 57 ft wide
Garage Type	Attached
Garage Area	264 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Gas
Water Source	Commercial

Location & Zoning

Street Address	16 DENHAM DR
City	MONTGOMERY
State	IL
Zip	60538-2104
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 136 BOULDER HILL UNIT 26 SEC. 4-37-8
Legal Range	08E
Legal Township	37N
Legal Section	04
Legal Subdivision	BOULDER HILL
Legal Lot Number	136
Jurisdiction	KENDALL IL
Township / Civil Division	OSWEGO
Census Block Group	2
Census Block	2009
Census Tract	890201

Owner

16 Denham Dr is owned and occupied by two individuals who bought it in February 2018.

Source: Kendall County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	16 DENHAM DR, MONTGOMERY, IL 60538-2104
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 15, 2018	Warranty Deed, Subdivision Related Transfer · FHA Mortgage CIBC BK USA
Sep 25, 2017	Deed of Trust, Mortgage · Conventional Mortgage LENDINGHOME FNDG
Aug 24, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 15, 2018 · Amount on File
Deed Sale	Feb 15, 2018 · Amount on File
Prior Sale	Aug 24, 2017 · Amount on File
Deed Document Number	20182220
Prior Transfer Date	Jul 31, 2017
Prior Transfer Doc	0000013486
Record Updated	Oct 29, 2026

February 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	KENDALL IL
Recording Date	Feb 15, 2018
Property Address	16 DENHAM DR, MONTGOMERY, IL 60538-2104
Document Number	0000002222
Instrument Date	Feb 2, 2018
Instrument	2222
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 2, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$155.00
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	230 N LOUCKS ST AURORA IL 605053007, AURORA, IL 60505-3007

Mortgage

Document Number	2221
Date	Feb 15, 2018
Instrument	2221

Lender

Name	CIBC BK USA
Address	WORTH, IL 60482

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 14, 2048

Interest

Rate Type	Fixed Rate
Rate	4%

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENDALL IL
Property Address	16 DENHAM DR, MONTGOMERY, IL 60538-2104
Document Number	0000016118
Instrument Date	Sep 25, 2017
Transaction Type	Mortgage
Record Updated	Nov 17, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	321 S LAKE ST AURORA IL 605065532, AURORA, IL 60506-5532

Mortgage

Document Number	0000016118
Date	Oct 10, 2017
Instrument	16118

Lender

Name	LENDINGHOME FNDG
Type	Funding / Finance Company
Address	SAN FRANCISCO, CA 94111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KENDALL IL
Recording Date	Aug 24, 2017
Property Address	16 DENHAM DR, MONTGOMERY, IL 60538-2104
Document Number	0000013486
Instrument Date	Jul 31, 2017
Instrument	13486
Transaction Type	Transfer
Record Updated	Oct 5, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$107.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1251 POST RD AURORA IL 605061319, AURORA, IL 60506-1319

Tax Assessment & Valuation

Source: Kendall County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kendall County
County Subdivision	Oswego Township
Unified School District	Oswego Community Unit School District 308 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$75,112 Land $11,507 Building $63,605	$225,336 Land $34,521 Building $190,815
2024	$5,187.00
2022		$58,078 Land $8,897 Building $49,181	$174,234 Land $26,691 Building $147,543

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 16 Denham Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 16 Denham Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY serves 28,956 people · EPA ID IL0894690
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 413 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Watch TV Fixed Wireless	400 / 40
AT&T DSL	100 / 20

May also be available: Verizon.

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