16 Deborah Rd, Worcester, MA 01605 Property Records

Worcester County and Worcester City property record for 16 Deborah Rd, Worcester, MA 01605

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,051 sqft · built 1959
Lot Size	0.177 acres (7,708 sqft)
Owner	2 Individual Names on Record
Last Sale	$233,900 (Jun 2004)
Tax Bill	$4,946 (2025)
Deeds & Mortgages	Jul 2026 Second Mortgage Dec 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21-023-0040R`

Property Details

APN / Parcel Number

Primary APN	`21-023-0040R`
Alternative APN	`WORC M:21 B:023 L:0040R`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,051 sqft Living Area
Gross Area	2,504 sqft
1st Floor Area	1,051 sqft
Basement Area	1,051 sqft
Unfinished Basement	1,051 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,708 sqft (0.177 acres)
Garage Type	Basement
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	21-023-0040R
Street Address	16 DEBORAH RD
City	WORCESTER
State	MA
Zip	01605-1110
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-7
Legal Block	23
Legal Lot Number	40R
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	4
Census Block	4000
Census Tract	730600

Owner

Source: Worcester County and Worcester City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	16 DEBORAH RD, WORCESTER, MA 01605-1110
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage AMERISAVE MORTGAGE CORPORATION
Dec 29, 2021	Deed of Trust, Mortgage · FHA Mortgage TOP FLITE FINANCIAL INC
Jul 22, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 28, 2004 · Amount on Record
Deed Sale	Jun 28, 2004 · Amount on Record
Prior Sale	Dec 30, 1998 · Amount on Record
Deed Document Number	2004116592
Deed Book / Page	33988 / 109
Last Transfer Date	Jul 22, 2020
Transfer Doc	62854-264
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Recording Date	Jul 29, 2026
Property Address	16 DEBORAH RD, WORCESTER, MA 01605-1110
Document Number	0000064275
Book / Page	73946 / 104
Instrument Date	Jul 21, 2026
Instrument	202664275
Transaction Type	Mortgage
Record Updated	Aug 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 DEBORAH RD, WORCESTER, MA 01605-1110

Mortgage

Document Number	0000064275,
Date	Jul 29, 2026
Book Page	73946/104
Instrument	202664275

Lender

Name	AMERISAVE MORTGAGE CORPORATION

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.49%
Max Rate	-1%

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	16 DEBORAH RD, WORCESTER, MA 01605-1110
Transaction Type	Mortgage
Record Updated	Jan 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	066845-171
Date	Dec 29, 2021
Book Page	66845/171
Instrument	181902

Lender

Name	TOP FLITE FINANCIAL INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Jan 1, 2051

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Jul 22, 2020
Property Address	16 DEBORAH RD, WORCESTER, MA 01605-1110
Document Number	62854-264
Book / Page	062854 / 000264
Instrument Date	Jul 22, 2020
Instrument	79495
Transaction Type	Transfer
Record Updated	Aug 11, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 DEBORAH RD WORCESTER MA 016051110, WORCESTER, MA 01605-1110

Tax Assessment & Valuation

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,946.00 (+5.93%)	$375,000 (+15.17%) Land $122,500 Building $252,500	$371,070 (-1.59%)
2024			$377,055
2023	$4,669.00	$325,600 Land $105,500 Building $220,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1996–2007)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 2007 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Netafy, Verizon.

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