16 Dean St, Annapolis, MD 21401 Property Records

Anne Arundel County property record for 16 Dean St, Annapolis, MD 21401

Property Summary

Property Type	Commercial
Details	1.5 ba · 1,645 sqft · built 1917
Lot Size	0.03 acres (1,307 sqft)
Owner	Individual Name on Record
Last Sale	$685,000 (Aug 2026)
Tax Bill	$8,051 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-000-02574602`

Property Details

APN / Parcel Number

Primary APN	`06-000-02574602`
Alternative APNs	`6-000-02574602` `00002574602`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,645 sqft Gross Area
1st Floor Area	259 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1917
Effective Year Built	Effective 1917
Architectural Style	Conventional
Exterior Material	Other
Roof Material	Composition Shingle
Lot Area	1,307 sqft (0.03 acres)
Lot Dimensions	50 ft deep x 26 ft wide
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	518 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	91 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Radiant

Location & Zoning

Account Number	00002574602
Street Address	16 DEAN ST
City	ANNAPOLIS
State	MD
Zip	21401
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	C2P
Legal Description	LT 26X50 ANNAPOLIS
Legal Subdivision	ANNAPOLIS
Legal Block	1
Legal Lot Number	26
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	6
Census Block Group	1
Census Block	1014
Census Tract	706102

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Colonial Annapolis Historic District listed 1966 · National Historic Landmark (designated 1965) · NRIS 66000383

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Anne Arundel County records, as of October 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	16 DEAN ST, ANNAPOLIS, MD 21401
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 26, 2026 · Amount on Record
Deed Sale	Aug 26, 2026 · Amount on Record
Prior Sale	Jul 22, 1983 · Amount on Record
Deed Book / Page	42655 / 288
Prior Transfer Date	May 30, 2015
Prior Transfer Doc	0285990121
Record Updated	Oct 29, 2026

August 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Aug 26, 2026
Property Address	16 DEAN ST, ANNAPOLIS, MD 21401
Document Number	4265000288
Book / Page	42655 / 288
Instrument Date	Aug 24, 2026
Transaction Type	Transfer
Record Updated	Sep 9, 2026
Title Company	E ASSURANCE TITLE, ASSURANCE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$691,850.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	16 DEAN ST, ANNAPOLIS, MD 21401

Mortgage

Document Number	4265000297,
Date	Aug 26, 2026
Book Page	42655/297

Lender

Name	EMBRACE HOME LOANS

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Municipality	Annapolis City
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$581,800 (+3.55%) Land $481,800 Building $100,000	$581,800 (-) Land $481,800 Building $100,000
2025	$8,051.00 (+3.4%)	$561,833 (+7.65%)	$581,800 (+11.48%) Land $481,800 Building $100,000
2024	$7,786.00 (+3.9%)
2023	$7,494.00	$521,900 Land $446,800 Building $75,100	$521,900 Land $446,800 Building $75,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 37 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	43 units insured incl. 6 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ANNAPOLIS serves 35,000 people · EPA ID MD0020001
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	6 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 880 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20