Westerly Town property record for 16 David Ave, Westerly, RI 02891 · Last verified June 2026
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 4 bd · 2 ba · 2,808 sqft · built 1978 |
| Lot Size | 0.434 acres (18,920 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $5,746 (2025) |
| Deeds & Mortgages | May 2024 Refinance Sep 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | WEST M:107 B:106 |
| Primary APN | WEST M:107 B:106 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,808 sqft Living Area |
| Gross Area | 5,068 sqft |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 18,920 sqft (0.434 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Electric |
| Account Number | 19359485 |
|---|---|
| Street Address | 16 DAVID AVE |
| City | WESTERLY |
| State | RI |
| Zip | 02891-3314 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Legal Block | 106 |
| Jurisdiction | WESTERLY RI |
| Township / Civil Division | WESTERLY |
| Census Block Group | 2 |
| Census Block | 2038 |
| Census Tract | 50802 |
Source: Westerly Town records · APN WEST M:107 B:106
Assessment roll updated June 22, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 12820 WATERFORD CIR, 319, FORT MYERS, FL 33919-8014 |
| Owner Type | Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| May 03, 2024 | Deed of Trust, Mortgage · Stand-Alone Refinance THE WASHINGTON TRUST CO OF WESTERLY |
| Sep 27, 2022 | Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Sep 20, 2022 |
| Transfer Doc | 2022-16854 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Property Address | 16 DAVID AVE, WESTERLY, RI 02891-3314 |
| Transaction Type | Mortgage |
| Record Updated | May 16, 2024 |
| Name | Verified Name |
|---|
| Document Number | 02024-5359 |
|---|---|
| Date | May 03, 2024 |
| Book Page | 2024/5359 |
| Instrument | 2024-1386 |
| Name | THE WASHINGTON TRUST CO OF WESTERLY |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2054 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WESTERLY RI |
| Recording Date | Sep 27, 2022 |
| Property Address | 16 DAVID AVE, WESTERLY, RI 02891-3314 |
| Document Number | 2022-16854 |
| Book / Page | 2022 / 16854 |
| Instrument Date | Sep 20, 2022 |
| Instrument | 2022-4081 |
| Transaction Type | Transfer |
| Record Updated | Nov 15, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Westerly Town records · Assessment roll updated June 22, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Westerly Town |
| Unified School District | Westerly School District (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $5,746.00 (+13.71%) | $738,600 (+48.52%) Land $182,300 Building $556,300 |
| 2023 | $5,053.00 (+0.6%) | $497,300 (-) Land $130,600 Building $366,700 |
| 2022 | $5,023.00 | $497,300 Land $130,600 Building $366,700 |
Source: FEMA National Flood Hazard Layer, County delivery 44009C, updated December 26, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 440090508022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 24 individual NFIP policies nearby |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 24 in force 16 of 24 on primary residences |
| Nearby Flood Claims | 10 (1991–2024) |
| Most Recent Claim | Jan 2024, tidal / storm surge |
| Flood Events |
|
| Wildfire Risk | Low above 20% of the US · above 62% of Rhode Island |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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