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16 Cummings Rd, Newport, RI 02840 Property Records

Newport City property record for 16 Cummings Rd, Newport, RI 02840 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,320 sqft · built 2004
Lot Size0.085 acres (3,698 sqft)
Owner2 Trust Names on File
Last Sale$650,000 (Jun 2026)
Tax Bill$4,204 (2025)
Deeds & MortgagesJun 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNR10218

Property Details

APN / Parcel Number

Primary APNR10218
Alternative APN
  • NEWP M:007 B:0179

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,320 sqft Living Area
Gross Area2,348 sqft

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Architectural StyleColonial
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area3,698 sqft (0.085 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account NumberR10218
Street Address16 CUMMINGS RD
CityNEWPORT
StateRI
Zip02840-1711
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block179
JurisdictionNEWPORT RI
Township / Civil DivisionNEWPORT
Census Block Group2
Census Block2019
Census Tract40500

Owner

Source: Newport City records · APN R10218

Assessment roll updated June 22, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Trust Names on File
Mailing Address57 RUGGLES AVE, NEWPORT, RI 02840-4228
Owner TypeIndividual
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 30, 2026 · Amount on Record
Deed SaleJun 30, 2026 · Amount on Record
Deed Document Number2026161764
Deed Book / Page3322 / 69
Record UpdatedSep 20, 2026

June 2026: Deed, Transfer

Document TypeDeed
JurisdictionNEWPORT RI
Recording DateJun 30, 2026
Property Address16 CUMMINGS RD, NEWPORT, RI 02840-1711
Document Number0000161764
Book / Page3322 / 69
Instrument DateJun 18, 2026
Instrument2026161764
Transaction TypeTransfer
Record UpdatedJul 22, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTrust
Address57 RUGGLES AVE, NEWPORT, RI 02840-4228

Mortgage

DateJun 30, 2026
Lender
NameBANKNEWPORT
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate6.36%
Max Rate-1%

Tax Assessment & Valuation

Source: Newport City records · Assessment roll updated June 22, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateRhode Island
MunicipalityNewport City
Unified School DistrictNewport School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$4,204.00 (+5.63%)$585,500 (+45.94%) Land $206,800 Building $378,700
2023$3,980.00 (+3.22%)$401,200 (-) Land $146,200 Building $255,000
2022$3,856.00$401,200 Land $146,200 Building $255,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 44005C, updated December 26, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 440050405002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 11 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies15 units insured
4 under condo master policies
Nearby Flood Claims10 (1992–2021)
Claims Outside the SFHA6 of 10
Most Recent ClaimSep 2021, rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 980 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cox CommunicationsFiber1,000 / 35
AT&TFixed Wireless100 / 20
T-Mobile USAFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Verizon, Cox Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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