Jackson County property record for 16 Crossing Ln, Sylva, NC 28779
| Property Type | Other Improved |
|---|---|
| Details | 3 bd · 2 ba · 1,270 sqft · built 2006 |
| Lot Size | 0.48 acres (20,909 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $345,000 (Nov 2024) |
| Tax Bill | $1,290 (2025) |
| Deeds & Mortgages | Jan 2023 Line of Credit Feb 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 7631-75-5833 |
| Primary APN | 7631-75-5833 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,270 sqft Living Area |
| 1st Floor Area | 1,270 sqft |
| Basement Area | 1,270 sqft |
| Unfinished Basement | 1,270 sqft |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 20,909 sqft (0.48 acres) |
| Porch | Porch |
| Porch Area | 144 sqft |
| Patio Area | 356 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Septic |
| Street Address | 16 CROSSING LN |
|---|---|
| City | SYLVA |
| State | NC |
| Zip | 28779-4530 |
| Property Category | Other |
| Property Type | Other > Other Improved |
| Local Zoning Code | R1 |
| Legal Description | LT 1 THE CROSSING |
| Legal Subdivision | SURVEY OF JAMES R DAVENPEOT |
| Legal Lot Number | 1 |
| Jurisdiction | JACKSON NC |
| Township / Civil Division | SYLVA |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 950400 |
Source: Jackson County assessment roll, APN 7631-75-5833, as of August 8, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 16 CROSSING LN, SYLVA, NC 28779-4530 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jan 03, 2023 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Feb 01, 2021 | Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 07, 2024 · Amount on Record |
| Deed Sale | Nov 07, 2024 · Amount on Record |
| Prior Sale | Sep 06, 2011 · Amount on Record |
| Deed Book / Page | 2388 / 5 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON NC |
| Property Address | 16 CROSSING LN, SYLVA, NC 28779-4530 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2023 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|
| Document Number | 0023490582 |
|---|---|
| Date | Jan 03, 2023 |
| Book Page | 2349/582 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | SYLVA, NC 28779 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON NC |
| Property Address | 16 CROSSING LN, SYLVA, NC 28779-4530 |
| Transaction Type | Mortgage |
| Record Updated | May 24, 2021 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 16 CROSSING LN, SYLVA, NC 28779-4530 |
| Document Number | 0022910458 |
|---|---|
| Date | Feb 01, 2021 |
| Book Page | 2291/458 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | DES MOINES, IA 50328 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 293 Months |
| Due | Jul 01, 2045 |
Source: Jackson County assessment roll as of August 8, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Jackson County |
| Municipality | Sylva Town |
| Unified School District | Jackson County Schools (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $1,290.00 (+54.49%) | $339,701 (+54.43%) Land $55,800 Building $283,901 |
| 2023 | $835.00 | $219,970 Land $55,440 Building $164,530 |
Source: FEMA National Flood Hazard Layer, Jackson County (37099C), as of January 16, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370999504003, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 3 (2020–2024) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
| Wildfire Risk | Moderate above 48% of the US · above 70% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 117 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Communications Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Spectrum.
Source: EPA Safe Drinking Water Information System, water system NC0150157, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MORNINGSTAR ASSISTED LIVING OF SYLVA private · serves 80 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Also Mapped Here | TUCKASEIGEE WATER & SEWER AUTH |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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