Penobscot County and Hampden Town property record for 16 Cross St, Hampden, ME 04444
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 568 sqft · built 1955 |
| Lot Size | 0.95 acres (41,382 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,577 (2025) |
| Deeds & Mortgages | Apr 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | HAMN M:44 B:0 L:043 |
| Primary APN | HAMN M:44 B:0 L:043 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 568 sqft Living Area |
| Gross Area | 2,340 sqft |
| 1st Floor Area | 568 sqft |
| Basement Area | 2,100 sqft |
| Unfinished Basement | 2,100 sqft |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Concrete |
| Roof Type | Shed Roof |
| Roof Material | Asphalt |
| Lot Area | 41,382 sqft (0.95 acres) |
| Heating System | Hot Water |
|---|
| Account Number | 2888 |
|---|---|
| Street Address | 16 CROSS ST |
| City | HAMPDEN |
| State | ME |
| Zip | 04444-1208 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 12 - R |
| Legal Lot Number | 43 |
| Jurisdiction | HAMPDEN ME |
| Township / Civil Division | HAMPDEN |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 2000 |
16 Cross St is owned and occupied by two individuals.
Source: Penobscot County and Hampden Town records, as of July 30, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 16 CROSS ST, HAMPDEN, ME 04444-1208 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMPDEN ME |
| Recording Date | Apr 10, 2026 |
| Property Address | 16 CROSS ST, HAMPDEN, ME 04444-1208 |
| Document Number | 0178350104 |
| Book / Page | 17835 / 104 |
| Instrument Date | Apr 10, 2026 |
| Instrument | 20267945 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 16 CROSS ST, HAMPDEN, ME 04444-1208 |
| Document Number | 0000007945, |
|---|---|
| Date | Apr 10, 2026 |
| Book Page | 17835/104 |
| Instrument | 20267945 |
| Name | BANGOR SAVINGS BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.11% |
| Initial Type | Adjustable Rate |
| Max Rate | -1% |
The 2025 property tax bill for 16 Cross St was $3,577, up 23% from the year before.
Source: Penobscot County and Hampden Town assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Penobscot County |
| County Subdivision | Hampden Town |
| Unified School District | Regional School Unit 22 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,577.00 (+22.96%) | $202,660 (+9.02%) Land $90,930 Building $111,730 | |
| 2024 | $2,909.00 (-0.78%) | $185,900 (+22.06%) Land $83,600 Building $102,300 | |
| 2023 | $2,932.00 (+3.39%) | $152,300 (+11.17%) Land $68,500 Building $83,800 | $225,340 |
| 2022 | $2,836.00 | $137,000 Land $61,800 Building $75,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 16 Cross St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 16 Cross St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HAMPDEN WATER DISTRICT serves 4,800 people · EPA ID ME0090660 |
|---|---|
| Water Source | Purchased surface water from BANGOR WATER DISTRICT |
| Last State Inspection | May 2023 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| TDS Telecom Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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