16 Cross Rd, Clementon, NJ 08021 Property Records

Camden County and Pine Hill Borough property record for 16 Cross Rd, Clementon, NJ 08021

Property Summary

Property Type	Single Family Home
Details	788 sqft · built 1940
Lot Size	0.089 acres (3,894 sqft)
Owner	Individual Name on Record
Last Sale	$190,000 (Feb 2024)
Tax Bill	$4,106 (2025)
Deeds & Mortgages	Feb 2024 Sale & Mortgage Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`28-00004-0000-00057`

Property Details

APN / Parcel Number

Primary APN	`28-00004-0000-00057`
Alternative APN	`280000400057`

Interior

Stories	1 Story
Building Area	788 sqft Living Area
1st Floor Area	788 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Construction Type	Frame
Lot Area	3,894 sqft (0.089 acres)
Lot Dimensions	118 ft deep x 33 ft wide

Location & Zoning

Street Address	16 CROSS RD
City	CLEMENTON
State	NJ
Zip	08021-6805
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RMED
Legal Subdivision	SIGNAL HILL #2 SEC 8
Legal Block	4
Legal Lot Number	57
Jurisdiction	CAMDEN NJ
Township / Civil Division	PINE HILL
Census Block Group	1
Census Block	1005
Census Tract	608503

Owner

Source: Camden County and Pine Hill Borough records, as of July 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	16 CROSS RD, CLEMENTON, NJ 08021-6805
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 29, 2024	Bargain and Sale Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 27, 2020	Deed of Trust, Mortgage · Commercial Mortgage COMMERCIAL LENDER LLC
May 25, 2019	Grant Deed, Transfer · Construction Mortgage UNO MAS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 29, 2024 · Amount on Record
Deed Sale	Feb 29, 2024 · Amount on Record
Prior Sale	May 25, 2019 · Amount on Record
Deed Document Number	202413064
Deed Book / Page	12526 / 832
Record Updated	Oct 29, 2026

February 2024: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	CAMDEN NJ
Recording Date	Feb 29, 2024
Property Address	16 CROSS RD, CLEMENTON, NJ 08021-6805
Document Number	0000013064
Book / Page	12526 / 832
Instrument Date	Jan 31, 2024
Instrument	2024013064
Transaction Type	Transfer
Record Updated	Mar 28, 2024
Title Company	SURE TITLE COMPANY LLC, SURETY TITLE COMPANY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$868.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	148 ROUTE 733, VOORHEES, NJ 08043

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 CROSS RD, CLEMENTON, NJ 08021-6805

Mortgage

Document Number	0012526838
Date	Feb 29, 2024
Instrument	12526/838

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2054

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMDEN NJ
Property Address	16 CROSS RD, CLEMENTON, NJ 08021-6805
Transaction Type	Mortgage
Record Updated	May 3, 2022
Title Company	NATIONAL INTEGRITY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000054938
Date	Jul 27, 2020
Book Page	11454/971
Instrument	2020054938

Lender

Name	COMMERCIAL LENDER LLC
Type	Non-Lending Institution
Address	VERNON ROCKVILLE, CT 06066

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2050

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CAMDEN NJ
Recording Date	May 25, 2019
Property Address	16 CROSS RD, CLEMENTON, NJ 08021-6805
Document Number	0000036699
Book / Page	011139 / 000698
Instrument Date	May 5, 2019
Instrument	36699
Transaction Type	Transfer
Record Updated	Jun 12, 2019
Title Company	NATIONAL INTEGRITY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$36.20
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	66 SANDRA RD VOORHEES NJ 080432043, VOORHEES, NJ 08043-2043

Mortgage

Document Number	36700
Date	May 25, 2019
Book Page	011139/000703
Instrument	36700

Lender

Name	UNO MAS LLC
Address	PO BOX 84, LIMA, PA 19037-0084

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	May 24, 2020

Interest

Rate	3%

Tax Assessment & Valuation

Source: Camden County and Pine Hill Borough assessment roll, as of July 1, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Camden County
Municipality	Pine Hill Borough
Unified School District	Pine Hill Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$185,700 (+164.53%) Land $42,300 Building $143,400	$185,700 (+164.53%) Land $42,300 Building $143,400
2025	$4,106.00 (+3.77%)	$70,200 (-) Land $15,900 Building $54,300	$70,200 (-) Land $15,900 Building $54,300
2024	$3,957.00 (+6.66%)
2023		$70,200 (-) Land $15,900 Building $54,300	$70,200 (-) Land $15,900 Building $54,300
2022	$3,710.00 (-2.01%)	$70,200 Land $15,900 Building $54,300	$70,200 Land $15,900 Building $54,300
2021	$3,786.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1978)
Most Recent Claim	Feb 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 57% of New Jersey
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINE HILL BOROUGH MUA serves 10,233 people · EPA ID NJ0428002
Water Source	Purchased surface water from NJ AMERICAN WATER - WESTERN
Last State Inspection	Aug 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20

May also be available: AT&T.

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