16 Cross Ct, Webster, MA 01570 Property Records

Worcester County and Webster Town property record for 16 Cross Ct, Webster, MA 01570

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,815 sqft · built 1935
Lot Size	0.172 acres (7,483 sqft)
Owner	Individual Name on Record
Last Sale	$391,000 (Oct 2013)
Tax Bill	$9,131 (2025)
Deeds & Mortgages	Apr 2024 Refinance Nov 2025 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`M:0059A B:7`

Property Details

APN / Parcel Number

Primary APN	`M:0059A B:7`
Alternative APNs	`WEBS M:59 B:A P:7` `5404`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,815 sqft Living Area
Gross Area	4,119 sqft
Basement Area	1,420 sqft
Unfinished Basement	640 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1987
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,483 sqft (0.172 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	5404
Street Address	16 CROSS CT
City	WEBSTER
State	MA
Zip	01570-3342
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LAKE 5
Legal Block	A
Jurisdiction	WEBSTER MA
Township / Civil Division	WEBSTER
Census Block Group	3
Census Block	3000
Census Tract	754100

Owner

Source: Worcester County and Webster Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	16 CROSS CT, WEBSTER, MA 01570-3342
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance WEBSTER FIRST FEDERAL CREDIT UNION
Nov 13, 2025	Deed of Trust, Mortgage · Line of Credit CENTRAL ONE FCU
Apr 18, 2017	Deed of Trust, Mortgage WEBSTER FIRST FCU
Jul 30, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance WEBSTER FIRST FEDERAL CREDIT UNION
Apr 28, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance WEBSTER FIRST FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 4, 2013 · Amount on Record
Deed Sale	Oct 4, 2013 · Amount on Record
Prior Sale	Oct 4, 2013 · Amount on Record
Deed Book / Page	51591 / 45
Transfer Doc	0051591-45
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBSTER MA
Property Address	16 CROSS CT, WEBSTER, MA 01570-3342
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00070449-1
Date	Apr 30, 2024
Book Page	70449/1
Instrument	31230

Lender

Name	WEBSTER FIRST FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2039

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBSTER MA
Property Address	16 CROSS CT, WEBSTER, MA 01570-3342
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0072817-43
Date	Nov 13, 2025
Book Page	72817/43
Instrument	98787

Lender

Name	CENTRAL ONE FCU

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBSTER MA
Property Address	16 CROSS CT, WEBSTER, MA 01570-3342
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	56984-342
Date	Apr 18, 2017
Book Page	56984/342
Instrument	37995

Lender

Name	WEBSTER FIRST FCU
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Apr 1, 2027

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBSTER MA
Property Address	16 CROSS CT, WEBSTER, MA 01570-3342
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	60787-84
Date	Jul 30, 2019
Book Page	60787/84
Instrument	74073

Lender

Name	WEBSTER FIRST FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	Aug 1, 2029

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBSTER MA
Property Address	16 CROSS CT, WEBSTER, MA 01570-3342
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	62289-216
Date	Apr 28, 2020
Book Page	62289/216
Instrument	42375

Lender

Name	WEBSTER FIRST FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2035

Tax Assessment & Valuation

Source: Worcester County and Webster Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Webster Town
Unified School District	Webster School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,131.00 (+6.66%)	$768,600 (+9.35%) Land $398,700 Building $369,900	$849,965 (-3.35%)
2024	$8,561.00 (+4.14%)	$702,900 (+6.87%) Land $346,900 Building $356,000	$879,415
2023	$8,221.00	$657,700 Land $330,300 Building $327,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (1982)
Most Recent Claim	Jun 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEBSTER WATER DEPARTMENT serves 17,776 people · EPA ID MA2316000
Water Source	Groundwater
Last State Inspection	May 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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