Essex County and Saugus Town property record for 16 Crescent Ave, Saugus, MA 01906
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,628 sqft · built 1959 |
| Lot Size | 0.207 acres (8,999 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $353,000 (Mar 2010) |
| Tax Bill | $7,106 (2026) |
| Deeds & Mortgages | Apr 2021 Refinance Jul 2021 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | SAUG M:006-D B:0010 L:0021 |
| Primary APN | SAUG M:006-D B:0010 L:0021 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,628 sqft Living Area |
| Gross Area | 3,268 sqft |
| 1st Floor Area | 1,028 sqft |
| Basement Area | 1,028 sqft |
| Unfinished Basement | 1,028 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,999 sqft (0.207 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 197033 |
|---|---|
| Street Address | 16 CRESCENT AVE |
| City | SAUGUS |
| State | MA |
| Zip | 01906-3534 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NA |
| Legal Block | 10 |
| Legal Lot Number | 21 |
| Jurisdiction | SAUGUS MA |
| Township / Civil Division | SAUGUS |
| Census Block Group | 4 |
| Census Block | 4018 |
| Census Tract | 208200 |
Source: Essex County and Saugus Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 16 CRESCENT AVE, SAUGUS, MA 01906-3534 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 13, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance MSA LENDING LLC |
| Jul 7, 2021 | Deed of Trust, Mortgage · Line of Credit EASTERN BANK |
| Dec 27, 2022 | Deed of Trust, Mortgage · Line of Credit EASTERN BANK |
| Jan 2, 2018 | Deed of Trust, Mortgage · Closed-End Mortgage NORTH SHORE BANK |
| Mar 23, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance MSA LENDING LLC |
| Apr 26, 2019 | Quit Claim Deed, Transfer · Stand-Alone Refinance MSA LENDING LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 12, 2010 · Amount on Record |
| Deed Sale | Mar 12, 2010 · Amount on Record |
| Deed Book / Page | 29330 / 211 |
| Last Transfer Date | Apr 22, 2019 |
| Transfer Doc | 37464-317 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAUGUS MA |
| Property Address | 16 CRESCENT AVE, SAUGUS, MA 01906-3534 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|
| Document Number | 039761-373 |
|---|---|
| Date | Apr 13, 2021 |
| Book Page | 39761/373 |
| Instrument | 20210413002970 |
| Name | MSA LENDING LLC |
|---|---|
| Type | Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAUGUS MA |
| Property Address | 16 CRESCENT AVE, SAUGUS, MA 01906-3534 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0040059-87 |
|---|---|
| Date | Jul 7, 2021 |
| Book Page | 40059/87 |
| Instrument | 20210707001540 |
| Name | EASTERN BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAUGUS MA |
| Property Address | 16 CRESCENT AVE, SAUGUS, MA 01906-3534 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0041371-43 |
|---|---|
| Date | Dec 27, 2022 |
| Book Page | 41371/43 |
| Instrument | 20221227000540 |
| Name | EASTERN BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAUGUS MA |
| Property Address | 16 CRESCENT AVE, SAUGUS, MA 01906-3534 |
| Transaction Type | Mortgage |
| Record Updated | Jul 20, 2021 |
| Name | Verified Name |
|---|
| Document Number | 36447-37 |
|---|---|
| Date | Jan 2, 2018 |
| Book Page | 36447/37 |
| Instrument | 180102001420 |
| Name | NORTH SHORE BANK |
|---|---|
| Type | Bank |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAUGUS MA |
| Property Address | 16 CRESCENT AVE, SAUGUS, MA 01906-3534 |
| Transaction Type | Mortgage |
| Record Updated | Jul 20, 2021 |
| Name | Verified Name |
|---|
| Document Number | 38354-405 |
|---|---|
| Date | Mar 23, 2020 |
| Book Page | 38354/405 |
| Instrument | 20200323000820 |
| Name | MSA LENDING LLC |
|---|---|
| Type | Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAUGUS MA |
| Recording Date | Apr 26, 2019 |
| Property Address | 16 CRESCENT AVE, SAUGUS, MA 01906-3534 |
| Document Number | 37464-317 |
| Book / Page | 37464 / 317 |
| Instrument Date | Apr 22, 2019 |
| Instrument | 20190426001120 |
| Transaction Type | Transfer |
| Record Updated | Jul 20, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 16 CRESCENT AVE, SAUGUS, MA 01906-3534 |
| Document Number | 37464-319 |
|---|---|
| Date | Apr 26, 2019 |
| Book Page | 37464/319 |
| Instrument | 20190426001130 |
| Name | MSA LENDING LLC |
|---|---|
| Type | Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2049 |
Source: Essex County and Saugus Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Saugus Town |
| Unified School District | Saugus School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,106.00 (+2.67%) | $682,000 (+5.25%) Land $360,500 Building $316,800 | $676,814 (-4.55%) |
| 2025 | $6,921.00 (+2.81%) | $648,000 (+2.52%) Land $329,300 Building $318,700 | $709,080 |
| 2024 | $6,732.00 (+3.54%) | $632,100 (+9.47%) Land $320,400 Building $311,700 | |
| 2023 | $6,502.00 | $577,400 Land $280,400 Building $297,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 20 (1978–2011) |
| Claims Outside the SFHA | 10 of 20 |
| Most Recent Claim | Jul 2011 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAUGUS WATER DEPT. (MWRA) serves 27,844 people · EPA ID MA3262000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 554 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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