16 Covered Bridge Ln, Jay, NY 12941 Property Records

Essex County and Jay Town property record for 16 Covered Bridge Ln, Jay, NY 12941

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,095 sqft · built 1938
Lot Size0.4 acres (17,424 sqft)
OwnerIndividual Name on File
Last Sale$119,500 (Aug 2017)
Tax Bill$3,263 (2026)
Deeds & MortgagesAug 2017 Mortgage
Aug 2017 Sale
APN615J104203

Property Details

APN / Parcel Number

Primary APN615J104203
Alternative APNs
  • 280002701000040221000000
  • 152800 27.10-4-22.100

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,095 sqft Living Area
1st Floor Area649 sqft
Upper Floors Area446 sqft

Exterior

Year BuiltBuilt 1938
Effective Year BuiltEffective 1975
Architectural StyleTraditional
Exterior MaterialWood
Lot Area17,424 sqft (0.4 acres)
Garage TypeAttached
Garage Area650 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area73 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil
SewerSeptic
Water SourceCommercial

Location & Zoning

Account Number615J104203
Street Address16 COVERED BRIDGE LN
CityJAY
StateNY
Zip12941-5601
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code01 - NOT Z
Legal Description2 PLATT & ROGERS
Legal Block4
Legal Lot Number22.100
JurisdictionESSEX NY
Township / Civil DivisionJAY
Census Block Group2
Census Block2039
Census Tract960200

Owner

16 Covered Bridge Ln is owned by an individual who bought it in August 2017.

Source: Essex County and Jay Town records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing AddressPO BOX 206, JAY, NY 12941-0206
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 9, 2017Deed of Trust, Mortgage
TIAA CREF TRUST CO FSB
Aug 9, 2017Deed, Transfer
NOT AVAILABLE, JENIFER BRIGGS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 9, 2017 · Amount on File
Deed SaleAug 9, 2017 · Amount on File
Prior SaleMar 3, 2008 · Amount on File
Deed Book / Page1883 / 76
Record UpdatedOct 29, 2026

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionESSEX NY
Property Address16 COVERED BRIDGE LN, JAY, NY 12941-5601
Transaction TypeMortgage
Record UpdatedAug 30, 2017

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number, 2017-3361
DateAug 9, 2017
Book Page0000002465/0000000040
Instrument2017-3361
Lender
NameTIAA CREF TRUST CO FSB
Agreement
AmountAmount on Record
Term353 Months
DueJan 1, 2047

August 2017: Deed, Transfer

Document TypeDeed
JurisdictionESSEX NY
Recording DateAug 9, 2017
Property Address16 COVERED BRIDGE LN, JAY, NY 12941-5601
Document Number0000001883/0000000076
Book / Page0000001883 / 0000000076
Instrument DateAug 8, 2017
Transaction TypeTransfer
Record UpdatedApr 15, 2022
Title CompanyNOT AVAILABLE, JENIFER BRIGGS

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address14233 NYS ROUTE 9N, AU SABLE FORKS, NY 12912-7756

Tax Assessment & Valuation

The 2026 property tax bill for 16 Covered Bridge Ln was $3,263, up 0.6% from the year before.

Source: Essex County and Jay Town assessment roll, as of April 28, 2026

Property Jurisdictions

TypeName
StateNew York
CountyEssex County
County SubdivisionJay Town
Unified School DistrictAuSable Valley Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,263.00 (+0.62%)
2025$3,243.00$160,600 Land $45,800 Building $114,800$160,600 Land $45,800 Building $114,800
2023$145,600 (+6.28%) Land $43,400 Building $102,200$145,600 (+6.28%) Land $43,400 Building $102,200
2022$2,043.00$137,000 Land $30,400 Building $106,600$137,000 Land $30,400 Building $106,600
2020$2,390.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 16 Covered Bridge Ln; there have been 97 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on File
median of 16 policies
Nearby Flood Policies16 in force
Nearby Flood Claims97 (1979–2022)
Claims Outside the SFHA51 of 97
Most Recent ClaimFeb 2022 · other causes
Claims by Event
  • Hurricane Irene, Aug 2011 · 30 claims
  • Severe Storms High Winds, Rain And Flooding, Nov 1996 · 24 claims
  • Severe Storms And Flooding, Jan 1996 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16 Covered Bridge Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFOREVER WILD WATER CO-KITZBUHL
private · serves 100 people · EPA ID NY1503497
Water SourceGroundwater
Last State InspectionSep 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on Covered Bridge Ln

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