Cumberland County and Windham Town property record for 16 Cove Rd, Windham, ME 04062 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1 Baths |
| Architecture Style | Cottage |
| Year Built | Built 1935 |
| Square Footage | 888 sqft Living Area |
| Lot Size | 17,424 sqft (0.4 acres) |
| Tax Bill | $4,883.00 (2025) |
Source: Cumberland County and Windham Town records · APN WINM M:26 B:22
Assessment roll updated July 30, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12 COBBLERS LN, BEVERLY, MA 01915-1302 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 14, 2026 | Deed of Trust, Mortgage · Line of Credit ROCKLAND TRUST COMPANY |
| Mar 12, 2021 | Deed of Trust, Mortgage · Stand Alone Refinance ROSS MORTGAGE COMPANY INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINDHAM ME |
| Recording Date | Jul 14, 2026 |
| Property Address | 16 COVE RD, WINDHAM, ME 04062 |
| Document Number | 0000029085 |
| Book / Page | 42395 / 45 |
| Instrument Date | Jul 13, 2026 |
| Instrument | 202629085 |
| Transaction Type | Mortgage |
| Record Updated | Jul 29, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000029085, |
|---|---|
| Date | Jul 14, 2026 |
| Book Page | 42395/45 |
| Instrument | 202629085 |
| Name | ROCKLAND TRUST COMPANY |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.52% |
| Initial Type | Adjustable Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINDHAM ME |
| Property Address | 16 COVE RD, WINDHAM, ME 04062 |
| Transaction Type | Mortgage |
| Record Updated | Feb 03, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0379200082 |
|---|---|
| Date | Mar 12, 2021 |
| Book Page | 37920/82 |
| Instrument | 17509 |
| Name | ROSS MORTGAGE COMPANY INC |
|---|
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2051 |
Source: Cumberland County and Windham Town records · Assessment roll updated July 30, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Cumberland County |
| County Subdivision | Windham Town |
| Unified School District | Regional School Unit 14 (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $4,883.00 (+5.15%) | $404,900 (-) Land $312,400 Building $92,500 |
| 2024 | $4,644.00 (+9.66%) | $404,900 (+7.09%) Land $312,400 Building $92,500 |
| 2023 | $4,235.00 (+18.89%) | $378,100 (+23.24%) Land $290,600 Building $87,500 |
| 2022 | $3,562.00 | $306,800 Land $229,300 Building $77,500 |
Source: FEMA National Flood Hazard Layer, Cumberland County (23005C), updated June 3, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 20% of the US · above 54% of Maine |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | WINM M:26 B:22 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 888 sqft Living Area |
| 1st Floor | 600 sqft 1st Floor |
| Stories | 2 Stories |
| Year Built | Built 1935 |
|---|---|
| Effective Year Built | Effective 1935 |
| Architectural Style | Cottage Style |
| Exterior Material | Wood Siding Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 17,424 sqft (0.4 acres) |
| Heating Fuel | Wood Heating Fuel |
|---|
| Account Number | S6254R |
|---|---|
| Street Address | 16 COVE RD |
| City | WINDHAM |
| State | ME |
| Zip | 04062 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 22 |
| Jurisdiction | WINDHAM ME |
| Minor Civil Division | WINDHAM |
| Census Blockgroup | 3 |
| Census Block | 3012 |
| Census Tract | 4802 |
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