16 Cove Rd, Camden, ME 04843 Property Records

Knox County and Camden Town property record for 16 Cove Rd, Camden, ME 04843

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,691 sqft · built 1986
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on File
Last Sale	$250,000 (Oct 2019)
Tax Bill	$5,821 (2025)
Deeds & Mortgages	Oct 2020 Refinance Oct 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`M:124 L:044 L:1`

Property Details

APN / Parcel Number

Primary APN	`M:124 L:044 L:1`
Alternative APNs	`CAMD M:124 B:044 L:001 U:000` `2142`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,691 sqft Living Area
Gross Area	3,643 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Condo/Apartment
Lot Area	6,970 sqft (0.16 acres)

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	2142
Street Address	16 COVE RD
City	CAMDEN
State	ME
Zip	04843-1760
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Block	44
Legal Lot Number	1
Jurisdiction	CAMDEN ME
Township / Civil Division	CAMDEN
Census Block Group	1
Census Block	1020
Census Tract	970200

Owner

16 Cove Rd, a condominium, is owned by an individual who bought it in October 2019.

Source: Knox County and Camden Town records, as of May 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	5 HALF PENNY LN, EXETER, NH 03833-4582
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE INC
Oct 28, 2019	Deed of Trust, Transfer CONNELLY G P 2006 TRUST (RT)

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 29, 2019 · Amount on File
Deed Sale	Oct 29, 2019 · Amount on File
Prior Sale	Jul 27, 2016
Deed Document Number	20199904
Deed Book / Page	5478 / 250
Transfer Doc	0050650020
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMDEN ME
Property Address	16 COVE RD, CAMDEN, ME 04843-1760
Transaction Type	Mortgage
Record Updated	Feb 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0056240271
Date	Oct 14, 2020
Book Page	5624/271
Instrument	2020-10176

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

October 2019: Deed of Trust, Transfer

Document Type	Deed of Trust
Jurisdiction	CAMDEN ME
Property Address	16 COVE RD, CAMDEN, ME 04843-1760
Document Number	0054780253
Instrument Date	Oct 28, 2019
Transaction Type	Transfer
Record Updated	Nov 15, 2019
Title Company	ATTORNEY ONLY

Transaction

Additional	Arm's Length

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 COVE RD CAMDEN ME 048431760, CAMDEN, ME 04843-1760

Mortgage

Document Number	0054780253
Date	Oct 29, 2019
Book Page	005478/000253
Instrument	9905

Lender

Name	CONNELLY G P 2006 TRUST (RT)
Address	7 COVE RD, WEST YARMOUTH, MA 02673-5509

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 16 Cove Rd was $5,821, up 9.5% from the year before.

Source: Knox County and Camden Town assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Knox County
County Subdivision	Camden Town
Secondary School District	Five Town Community School District (09 - 12)
Elementary School District	School Administrative District 28 (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,821.00 (+9.52%)	$506,200 (-) Land $150,000 Building $356,200
2024	$5,315.00	$506,200 Land $150,000 Building $356,200
2022	$4,295.00	$325,400 Land $100,000 Building $225,400

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 16 Cove Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 individual policies
Nearby Flood Policies	29 units insured incl. 14 condo units
Nearby Flood Claims	5 (1996–2019)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Dec 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16 Cove Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Maine
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAINE WATER COMPANY CAMDEN & ROCKLAND private · serves 21,315 people · EPA ID ME0090300
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Great Works Internet.

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