Enfield Town property record for 16 Cottage Rd, Enfield, CT 06082
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,032 sqft · built 1945 |
| Lot Size | 1.14 acres (49,658 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $380,000 (Jan 2022) |
| Tax Bill | $6,642 (2025) |
| Deeds & Mortgages | Oct 2023 Mortgage Jan 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | ENFI M:080 L:0195 |
| Primary APN | ENFI M:080 L:0195 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,032 sqft Living Area |
| Gross Area | 4,330 sqft |
| 1st Floor Area | 1,272 sqft |
| Basement Area | 1,272 sqft |
| Unfinished Basement | 1,272 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1945 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 49,658 sqft (1.14 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 52700020015 |
|---|---|
| Street Address | 16 COTTAGE RD |
| City | ENFIELD |
| State | CT |
| Zip | 06082-2207 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | I-1 |
| Legal Lot Number | 195 |
| Jurisdiction | ENFIELD CT |
| Township / Civil Division | ENFIELD |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 524300 |
Source: Enfield Town records, as of June 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 16 COTTAGE RD, ENFIELD, CT 06082-2207 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 3, 2023 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT |
| Jan 25, 2022 | Warranty Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE |
| Sep 1, 2021 | Warranty Deed, Construction Loan · Construction Mortgage PINNACLE FINANCIAL SERVICES LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 25, 2022 · Amount on Record |
| Deed Sale | Jan 25, 2022 · Amount on Record |
| Prior Sale | Sep 1, 2021 · Amount on Record |
| Deed Document Number | 202213036 |
| Deed Book / Page | 2828 / 1090 |
| Transfer Doc | 2619-552 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ENFIELD CT |
| Property Address | 16 COTTAGE RD, ENFIELD, CT 06082-2207 |
| Transaction Type | Mortgage |
| Record Updated | Oct 19, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 002884-257 |
|---|---|
| Date | Oct 3, 2023 |
| Book Page | 2884/257 |
| Instrument | 2024005639 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Nov 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ENFIELD CT |
| Recording Date | Jan 25, 2022 |
| Property Address | 16 COTTAGE RD, ENFIELD, CT 06082-2207 |
| Document Number | 02828-1090 |
| Book / Page | 2828 / 1090 |
| Instrument Date | Jan 24, 2022 |
| Instrument | 2022013036 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 16 COTTAGE RD, ENFIELD, CT 06082-2207 |
| Document Number | 2022013037 |
|---|---|
| Date | Jan 25, 2022 |
| Instrument | 2022013037 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ENFIELD CT |
| Recording Date | Sep 1, 2021 |
| Property Address | 16 COTTAGE RD, ENFIELD, CT 06082-2207 |
| Document Number | 2811-260 |
| Book / Page | 2811 / 260 |
| Instrument Date | Aug 31, 2021 |
| Instrument | 2022003620 |
| Transaction Type | Construction Loan |
| Record Updated | Sep 16, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1 CRANE PARK DR, WILBRAHAM, MA 01095-1786 |
| Document Number | 2022003621 |
|---|---|
| Date | Sep 1, 2021 |
| Instrument | 2022003621 |
| Name | PINNACLE FINANCIAL SERVICES LLC |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Enfield Town assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Enfield Town |
| Unified School District | Enfield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,642.00 | $187,100 (-0.27%) Land $58,900 Building $128,200 | $130,970 Land $41,230 Building $89,740 |
| 2024 | $6,642.00 (+3.04%) | ||
| 2023 | $6,446.00 (+14.33%) | $187,600 (+5.27%) Land $58,900 Building $128,700 | |
| 2022 | $5,638.00 | $178,200 Land $58,900 Building $119,300 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 29, 2025
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 92% of Connecticut |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CTWC - NORTHERN REG-WESTERN SYSTEM private · serves 101,313 people · EPA ID CT0473011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| GoNetspeed Fiber | 2,000 / 2,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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