16 Cotswold Ln, Falling Waters, WV 25419 Property Records

Berkeley County property record for 16 Cotswold Ln, Falling Waters, WV 25419

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,522 sqft · built 2016
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on File
Last Sale	$247,000 (Oct 2021)
Tax Bill	$1,758 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Jul 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-14J-0320.0000`

Property Details

APN / Parcel Number

Primary APN	`02-14J-0320.0000`
Alternative APNs	`02-02-14J-0320.0000` `07241364`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,522 sqft Living Area
1st Floor Area	1,522 sqft

Exterior

Year Built	Built 2016
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Lot Area	7,841 sqft (0.18 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	07241364
Street Address	16 COTSWOLD LN
City	FALLING WATERS
State	WV
Zip	25419-1370
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.18 AC LOT 62 SEC 1 PHASE 10 SPRING MILLS PUD VILLAS
Legal Subdivision	VILLAS SPG MILLS PUD PH 10 SEC
Legal Lot Number	62
Jurisdiction	BERKELEY WV
Township / Civil Division	POTOMAC
Census Block Group	2
Census Block	2012
Census Tract	971105

Owner

16 Cotswold Ln is owned and occupied by an individual who bought it in October 2021.

Source: Berkeley County records, as of November 14, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	16 COTSWOLD LN, FALLING WATERS, WV 25419-1370
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2021	Deed, Transfer · Conventional Mortgage INTEGRITY HOME MORTGAGE CORP
Jul 15, 2019	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 22, 2021 · Amount on File
Deed Sale	Oct 22, 2021 · Amount on File
Deed Document Number	20210038729
Deed Book / Page	1365 / 438
Record Updated	Jun 8, 2026

October 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKELEY WV
Recording Date	Oct 22, 2021
Property Address	16 COTSWOLD LN, FALLING WATERS, WV 25419-1370
Document Number	1365/438
Book / Page	1365 / 438
Map Reference	PC 16 SL 181
Instrument Date	Oct 21, 2021
Instrument	20210038729
Transaction Type	Transfer
Record Updated	Nov 17, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,901.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	20210038730380097
Date	Oct 22, 2021
Instrument	20210038730380097

Lender

Name	INTEGRITY HOME MORTGAGE CORP

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY WV
Property Address	16 COTSWOLD LN, FALLING WATERS, WV 25419-1370
Transaction Type	Mortgage
Record Updated	Aug 7, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3384/484
Date	Jul 15, 2019
Book Page	3384/484
Instrument	20190020648

Lender

Name	QUICKEN LOANS INC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 16 Cotswold Ln was $1,758.

Source: Berkeley County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Berkeley County
Unified School District	Berkeley County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,758.00	$144,660 Land $45,600 Building $99,060	$241,100 Land $76,000 Building $165,100
2023	$1,728.00	$136,800 Land $38,940 Building $97,860	$228,000 Land $64,900 Building $163,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16 Cotswold Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 7, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16 Cotswold Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BERKELEY COUNTY PSWD-POTOMAC RIVER serves 69,372 people · EPA ID WV3300218
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Nearby Properties on Cotswold Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures