16 Coppersmith Way, Townsend, MA 01469 Property Records

Middlesex County and Townsend Town property record for 16 Coppersmith Way, Townsend, MA 01469

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,555 sqft · built 2008
Lot Size	0.385 acres (16,775 sqft)
Owner	2 Individual Names on File
Last Sale	$338,000 (Jan 2017)
Tax Bill	$9,419 (2026)
Deeds & Mortgages	Feb 2025 Refinance Dec 2020 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`TOWN M:0027 B:0038 L:0026`

Property Details

APN / Parcel Number

Primary APN	`TOWN M:0027 B:0038 L:0026`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,555 sqft Living Area
Gross Area	5,586 sqft
Basement Area	1,749 sqft
Unfinished Basement	1,749 sqft

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Asphalt
Lot Area	16,775 sqft (0.385 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	16 COPPERSMITH WAY
City	TOWNSEND
State	MA
Zip	01469-4412
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA3
Legal Block	38
Legal Lot Number	26
Jurisdiction	TOWNSEND MA
Township / Civil Division	TOWNSEND
Census Block Group	1
Census Block	1017
Census Tract	301101

Owner

16 Coppersmith Way is owned and occupied by two individuals who bought it in January 2017.

Source: Middlesex County and Townsend Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	16 COPPERSMITH WAY, TOWNSEND, MA 01469-4412
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 21, 2025	Deed of Trust, Mortgage · Stand-Alone Refinance BERKSHIRE BANK
Dec 2, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance JEANNE D ARC CU
Jan 20, 2017	Quit Claim Deed, Transfer · Conventional Mortgage JEANNE D'ARC CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 20, 2017 · Amount on File
Deed Sale	Jan 20, 2017 · Amount on File
Prior Sale	Jun 12, 2009 · Amount on File
Deed Book / Page	68790 / 324
Transfer Doc	068790-324
Record Updated	Oct 29, 2026

February 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TOWNSEND MA
Property Address	16 COPPERSMITH WAY, TOWNSEND, MA 01469-4412
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	083785-403
Date	Feb 21, 2025
Book Page	83785/403
Instrument	17665

Lender

Name	BERKSHIRE BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	301 Months
Due	Mar 1, 2050

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TOWNSEND MA
Property Address	16 COPPERSMITH WAY, TOWNSEND, MA 01469-4412
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	76322-1
Date	Dec 2, 2020
Book Page	76322/1
Instrument	227942

Lender

Name	JEANNE D ARC CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	373 Months
Due	Jan 1, 2052

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	TOWNSEND MA
Recording Date	Jan 20, 2017
Property Address	16 COPPERSMITH WAY, TOWNSEND, MA 01469-4412
Document Number	68790-324
Book / Page	068790 / 000324
Instrument Date	Jan 20, 2017
Instrument	11494
Transaction Type	Transfer
Record Updated	Feb 9, 2017

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,541.28
Amount Accuracy	Confirmed
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	16 COPPERSMITH WAY TOWNSEND MA 014694412, TOWNSEND, MA 01469-4412

Mortgage

Document Number	68790-328
Date	Jan 20, 2017
Book Page	068790/000328
Instrument	11495

Lender

Name	JEANNE D'ARC CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 19, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 16 Coppersmith Way was $9,419, up 1% from the year before.

Source: Middlesex County and Townsend Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Townsend Town
Unified School District	North Middlesex School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,419.00 (+1.01%)	$685,000 (+6.66%) Land $102,200 Building $582,800	$641,440 (-)
2025	$9,325.00 (+3.1%)	$642,200 (+2.31%) Land $89,900 Building $552,300	$641,440 (+1.32%)
2024	$9,045.00 (-1.95%)	$627,700 (+3.84%) Land $89,900 Building $537,800	$633,080
2023	$9,225.00	$604,500 Land $81,800 Building $522,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16 Coppersmith Way in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16 Coppersmith Way is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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