16 Continental Rd, Schenectady, NY 12306 Property Records

Schenectady County and Rotterdam Town property record for 16 Continental Rd, Schenectady, NY 12306

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,511 sqft · built 1948
Lot Size0.31 acres (13,504 sqft)
Owner2 Individual Names on Record
Last Sale$146,000 (Apr 2013)
Tax Bill$6,874 (2026)
Deeds & MortgagesAug 2021 Sale & Mortgage
Mar 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN422800 58.12-8-51

Property Details

APN / Parcel Number

Primary APN422800 58.12-8-51
Alternative APN
  • 280005801200080510000000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,511 sqft Living Area
1st Floor Area1,140 sqft
Upper Floors Area371 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 1985
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Lot Area13,504 sqft (0.31 acres)
Lot Dimensions198 ft deep x 68 ft wide
Garage TypeAttached
Garage Area190 sqft
PorchSlab
Porch Area150 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address16 CONTINENTAL RD
CitySCHENECTADY
StateNY
Zip12306-3534
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionR,G,FP,ADD COLONIAL MNR-97 7.-498-9
Legal SubdivisionCONTINENTAL MANOR SUBDIVISION 3
Legal Block8
Legal Lot Number51.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionROTTERDAM
Census Block Group1
Census Block1000
Census Tract33003

Owner

Source: Schenectady County and Rotterdam Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address16 CONTINENTAL RD, SCHENECTADY, NY 12306-3534
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 6, 2021Warranty Deed, Transfer · Conventional Mortgage
HOMESTEAD FUNDING CORP
Mar 6, 2019Intrafamily Transfer, Transfer · Conventional Mortgage
CAPITAL COMMUNICATIONS FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 17, 2013 · Amount on Record
Deed SaleApr 17, 2013 · Amount on Record
Deed Document Number201317286
Deed Book / Page1874 / 75
Last Transfer DateFeb 28, 2019
Transfer Doc0000009619
Record UpdatedOct 29, 2026

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateAug 6, 2021
Property Address16 CONTINENTAL RD, SCHENECTADY, NY 12306-3534
Document Number0000038075
Book / Page2064 / 352
Map ReferenceMAP G-126
Instrument DateAug 4, 2021
Instrument202138075
Transaction TypeTransfer
Record UpdatedAug 18, 2021
Title CompanyMARKET TITLE SERVICES LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$830.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address16 CONTINENTAL RD, 16, ROTTERDAM, NY 12306-3534

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address129 PARK PL, SCHENECTADY, NY 12305-1204

Mortgage

Document Number0000038076
DateAug 6, 2021
Instrument202138076
Lender
NameHOMESTEAD FUNDING CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2051

March 2019: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSCHENECTADY NY
Recording DateMar 6, 2019
Property Address16 CONTINENTAL RD, SCHENECTADY, NY 12306-3534
Document Number0000009619
Book / Page2006 / 796
Instrument DateFeb 28, 2019
Instrument201909619
Transaction TypeTransfer
Record UpdatedMay 10, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address16 CONTINENTAL RD, SCHENECTADY, NY 12306-3534

Mortgage

Document Number0000009621
DateMar 6, 2019
Instrument201909621
Lender
NameCAPITAL COMMUNICATIONS FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2049

Tax Assessment & Valuation

Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionRotterdam Town
Unified School DistrictRotterdam-Mohonasen Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,874.00 (+1.61%)
2025$6,765.00$185,000 (-) Land $23,300 Building $161,700$284,600 (+16.93%) Land $35,844 Building $248,756
2023$185,000 Land $23,300 Building $161,700$243,400 Land $30,655 Building $212,745

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROTTERDAM WD #5
serves 28,000 people · EPA ID NY4600069
Water SourceGroundwater
Last State InspectionMar 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 501 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Greenlight Networks
Fiber
8,000 / 8,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

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