Worcester County and Worcester City property record for 16 Congress St, Worcester, MA 01609
| Property Type | Apartments (5+ Units) |
|---|---|
| Details | 10 bd · 4 ba · 5,384 sqft · built 1925 |
| Lot Size | 0.286 acres (12,443 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $6,442 (2026) |
| Deeds & Mortgages | Nov 2021 Mortgage Jan 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-026-00014 |
| Primary APN | 3-026-00014 |
|---|---|
| Alternative APN |
|
| Bedrooms | 10 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 21 Rooms |
| Units | 4 Units |
| Stories | 4 Stories |
| Building Area | 5,384 sqft Living Area |
| Gross Area | 8,256 sqft |
| 1st Floor Area | 1,563 sqft |
| Basement Area | 1,486 sqft |
| Unfinished Basement | 1,486 sqft |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Architectural Style | Other |
| Exterior Material | Wood Siding |
| Construction Type | Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,443 sqft (0.286 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 3-026-00014 |
|---|---|
| Street Address | 16 CONGRESS ST |
| City | WORCESTER |
| State | MA |
| Zip | 01609-2089 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Apartments (5+ Units) |
| Local Zoning Code | RG-5 |
| Legal Block | 26 |
| Legal Lot Number | 14 |
| Jurisdiction | WORCESTER MA |
| Township / Civil Division | WORCESTER |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 731500 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Oxford-Crown Extension District listed 1980 · 29 contributing resources · NRIS 80000605 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
16 Congress St, a residential property, is owned by an individual.
Source: Worcester County and Worcester City records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 754 HALSEY ST, BROOKLYN, NY 11233-1207 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 19, 2021 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) CENTRAL ONE FEDERAL CREDIT UNION |
| Jan 10, 2017 | Deed of Trust, Mortgage · Commercial Mortgage WORCESTER COMMUNITYCU |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WORCESTER MA |
| Property Address | 16 CONGRESS ST, WORCESTER, MA 01609-2089 |
| Transaction Type | Mortgage |
| Record Updated | Dec 10, 2021 |
| Name | Verified Name |
|---|
| Document Number | 66566-100 |
|---|---|
| Date | Nov 19, 2021 |
| Book Page | 66566/100 |
| Instrument | 162382 |
| Name | CENTRAL ONE FEDERAL CREDIT UNION |
|---|
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Dec 1, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WORCESTER MA |
| Property Address | 16 CONGRESS ST, WORCESTER, MA 01609-2089 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 56592-17 |
|---|---|
| Date | Jan 10, 2017 |
| Book Page | 56592/17 |
| Instrument | 3178 |
| Name | WORCESTER COMMUNITYCU |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 16 Congress St was $6,442, up 2.8% from the year before.
Source: Worcester County and Worcester City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| Municipality | Worcester City |
| Unified School District | Worcester School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $6,442.00 (+2.76%) | $485,100 (+2.06%) Land $62,400 Building $422,700 |
| 2025 | $6,269.00 | $475,300 Land $59,400 Building $415,900 |
| 2023 | $6,522.00 | $454,800 Land $93,000 Building $361,800 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 16 Congress St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 16 Congress St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 497 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
May also be available: Verizon.
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