16 Concord St, Schenectady, NY 12302 Property Records

Schenectady County and Glenville Town property record for 16 Concord St, Schenectady, NY 12302

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,560 sqft · built 1950
Lot Size	0.275 acres (12,000 sqft)
Owner	Individual Name on File
Last Sale	$146,000 (Jun 2018)
Tax Bill	$8,313 (2026)
Deeds & Mortgages	Apr 2026 Mortgage Nov 2019 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`422201 29.76-2-27`

Property Details

APN / Parcel Number

Primary APN	`422201 29.76-2-27`
Alternative APNs	`220102907600020270000000` `A01807`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,560 sqft Living Area
1st Floor Area	1,040 sqft
Upper Floors Area	520 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Cape Cod
Exterior Material	Brick
Lot Area	12,000 sqft (0.275 acres)
Lot Dimensions	150 ft deep x 80 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	112 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	A01807
Street Address	16 CONCORD ST
City	SCHENECTADY
State	NY
Zip	12302-2927
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES
Legal Description	H2L2G
Legal Block	2
Legal Lot Number	27.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	GLENVILLE
Census Block Group	2
Census Block	2019
Census Tract	32200

Owner

16 Concord St is owned and occupied by an individual who bought it in June 2018.

Source: Schenectady County and Glenville Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	16 CONCORD ST, SCHENECTADY, NY 12302-2927
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2026	Quit Claim Deed, Transfer · Conventional Mortgage TRUSTCO BANK
Nov 19, 2019	Quit Claim Deed, Mortgage · FHA Mortgage MR COOPER
Jun 27, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 27, 2018 · Amount on File
Deed Sale	Jun 27, 2018 · Amount on File
Prior Sale	Aug 10, 2016 · Amount on File
Deed Document Number	201828385
Deed Book / Page	1990 / 176
Prior Transfer Date	Jul 21, 2016
Prior Transfer Doc	0019430588
Record Updated	Oct 29, 2026

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Apr 22, 2026
Property Address	16 CONCORD ST, SCHENECTADY, NY 12302-2927
Document Number	0000009186
Book / Page	2170 / 923
Instrument Date	Mar 31, 2026
Instrument	20269186
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 CONCORD ST, SCHENECTADY, NY 12302-2927

Mortgage

Document Number	0000009187,
Date	Apr 22, 2026
Instrument	20269187

Lender

Name	TRUSTCO BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 2, 2056

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

November 2019: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Nov 19, 2019
Property Address	16 CONCORD ST, SCHENECTADY, NY 12302-2927
Document Number	0000052327
Book / Page	002024 / 000946
Instrument Date	Nov 7, 2019
Instrument	52327
Transaction Type	Mortgage
Record Updated	Dec 10, 2019
Title Company	SERVICELINK

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	16 CONCORD ST SCOTIA NY 123022927, SCOTIA, NY 12302-2927

Mortgage

Document Number	52329
Date	Nov 19, 2019
Book Page	004954/000910
Instrument	52329

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 18, 2049

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Jun 27, 2018
Property Address	16 CONCORD ST, SCHENECTADY, NY 12302-2927
Document Number	0000028385
Book / Page	001990 / 000176
Instrument Date	Jun 22, 2018
Instrument	28385
Transaction Type	Transfer
Record Updated	Jul 20, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$584.00
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	16 CONCORD ST SCOTIA NY 123022927, SCOTIA, NY 12302-2927

Tax Assessment & Valuation

The 2026 property tax bill for 16 Concord St was $8,313, up 2.6% from the year before.

Source: Schenectady County and Glenville Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
County Subdivision	Glenville Town
Municipality	Scotia Village
Unified School District	Scotia-Glenville Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,313.00 (+2.55%)
2025	$8,106.00	$159,000 (-) Land $18,700 Building $140,300	$289,091 (+10.91%) Land $34,000 Building $255,091
2024		$159,000 (-) Land $18,700 Building $140,300	$260,656 (+11.48%) Land $30,656 Building $230,000
2023		$159,000 Land $18,700 Building $140,300	$233,824 Land $27,500 Building $206,324

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16 Concord St in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	19 (2005–2014)
Claims Outside the SFHA	4 of 19
Most Recent Claim	Mar 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 16 Concord St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCOTIA VILLAGE WATER WORKS serves 12,800 people · EPA ID NY4600071
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead public education Jan 2021
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

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