16 Colony St, Derby, CT 06418 Property Records

Derby City property record for 16 Colony St, Derby, CT 06418

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,480 sqft · built 1953
Lot Size	0.12 acres (5,227 sqft)
Owner	2 Individual Names on File
Last Sale	$180,000 (Nov 2018)
Tax Bill	$7,906 (2026)
Deeds & Mortgages	Nov 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`DERB M:8 B:11 L:41`

Property Details

APN / Parcel Number

Primary APN	`DERB M:8 B:11 L:41`
Alternative APNs	`002441` `8265` `2441`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,480 sqft Living Area
1st Floor Area	1,480 sqft
Basement Area	720 sqft
Unfinished Basement	470 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	5,227 sqft (0.12 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic

Location & Zoning

Account Number	2441
Street Address	16 COLONY ST
City	DERBY
State	CT
Zip	06418-1230
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-5
Legal Block	11
Legal Lot Number	41
Jurisdiction	DERBY CT
Township / Civil Division	DERBY
Census Block Group	2
Census Block	2002
Census Tract	120200

Owner

16 Colony St is owned and occupied by two individuals who bought it in November 2018.

Source: Derby City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	16 COLONY ST, DERBY, CT 06418-1230
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 13, 2018 · Amount on File
Deed Sale	Nov 13, 2018 · Amount on File
Deed Book / Page	787 / 102
Record Updated	Oct 29, 2026

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DERBY CT
Recording Date	Nov 13, 2018
Property Address	16 COLONY ST, DERBY, CT 06418-1230
Document Number	787-102
Book / Page	000787 / 000102
Instrument Date	Nov 13, 2018
Transaction Type	Transfer
Record Updated	Dec 4, 2018

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$180.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 COLONY ST DERBY CT 064181230, DERBY, CT 06418-1230

Mortgage

Document Number	787-107
Date	Nov 13, 2018
Book Page	000787/000107

Lender

Name	PRIME LNDG

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Nov 12, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 16 Colony St was $7,906, up 33.3% from the year before.

Source: Derby City assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Derby City
Unified School District	Derby School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,906.00 (+33.32%)	$205,660 (+49.82%) Land $31,570 Building $174,090	$356,771 (+271.29%)
2025	$5,930.00	$137,270 Land $31,670 Building $105,600	$96,089 Land $22,169 Building $73,920
2024	$5,930.00 (+11.91%)
2023	$5,299.00	$137,270 (-) Land $31,710 Building $105,560
2022	$5,299.00	$137,270 Land $31,710 Building $105,560

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16 Colony St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 16 Colony St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 92% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL WATER AUTHORITY serves 418,900 people · EPA ID CT0930011
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250

May also be available: AT&T, T-Mobile, Verizon.

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