16 Colonial Dr, Westford, MA 01886 Property Records

Middlesex County and Westford Town property record for 16 Colonial Dr, Westford, MA 01886

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,996 sqft · built 1993
Lot Size	0.92 acres (40,075 sqft)
Owner	2 Individual Names on File
Last Sale	$761,000 (Jun 2018)
Tax Bill	$14,816 (2026)
Deeds & Mortgages	Jun 2026 Line of Credit Feb 2019 Refinance + 6 more
Flood Zone	Zone X (minimal risk)
APN	`WFOR M:0007.0 P:0058 S:0025`

Property Details

APN / Parcel Number

Primary APN	`WFOR M:0007.0 P:0058 S:0025`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	3 Stories
Building Area	2,996 sqft Living Area
Gross Area	5,624 sqft
Basement Area	1,400 sqft
Unfinished Basement	1,400 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	40,075 sqft (0.92 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	16 COLONIAL DR
City	WESTFORD
State	MA
Zip	01886-4503
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Jurisdiction	WESTFORD MA
Township / Civil Division	WESTFORD
Census Block Group	1
Census Block	1013
Census Tract	318400

Owner

16 Colonial Dr is owned and occupied by two individuals who bought it in June 2018.

Source: Middlesex County and Westford Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	16 COLONIAL DR, WESTFORD, MA 01886-4503
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2026	Deed of Trust, Mortgage · Line of Credit EASTERN BANK
Feb 22, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance POLI MORTGAGE GROUP INC
Sep 10, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance POLI MORTGAGE GROUP INC
Jul 1, 2020	Deed of Trust, Mortgage · Balloon Mortgage EASTERN BANK
Apr 3, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance POLI MORTGAGE GROUP INC
Oct 26, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance POLI MORTGAGE GROUP INC
Dec 28, 2018	Deed of Trust, Mortgage · Conventional Mortgage POLI MTG
Jun 8, 2018	Quit Claim Deed, Transfer · Conventional Mortgage MORTGAGE EQUITY PTRS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 8, 2018 · Amount on File
Deed Sale	Jun 8, 2018 · Amount on File
Prior Sale	Mar 29, 2002 · Amount on File
Deed Document Number	201823532
Deed Book / Page	32140 / 280
Transfer Doc	032140-280
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTFORD MA
Recording Date	Jun 9, 2026
Property Address	16 COLONIAL DR, WESTFORD, MA 01886-4503
Document Number	0040116-56
Book / Page	40116 / 56
Instrument Date	Apr 29, 2026
Instrument	202617920
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 COLONIAL DR, WESTFORD, MA 01886-4503

Mortgage

Document Number	0000017920,
Date	Jun 9, 2026
Book Page	40116/56
Instrument	202617920

Lender

Name	EASTERN BANK

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	6.46%
Initial Type	Adjustable Rate
Max Rate	-1%

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTFORD MA
Property Address	16 COLONIAL DR, WESTFORD, MA 01886-4503
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	32785-65
Date	Feb 22, 2019
Book Page	32785/65
Instrument	6750

Lender

Name	POLI MORTGAGE GROUP INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2049

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTFORD MA
Property Address	16 COLONIAL DR, WESTFORD, MA 01886-4503
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	33334-31
Date	Sep 10, 2019
Book Page	33334/31
Instrument	38640

Lender

Name	POLI MORTGAGE GROUP INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTFORD MA
Property Address	16 COLONIAL DR, WESTFORD, MA 01886-4503
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	34308-195
Date	Jul 1, 2020
Book Page	34308/195
Instrument	29298

Lender

Name	EASTERN BANK
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount on Record

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTFORD MA
Property Address	16 COLONIAL DR, WESTFORD, MA 01886-4503
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	33983-130
Date	Apr 3, 2020
Book Page	33983/130
Instrument	14183

Lender

Name	POLI MORTGAGE GROUP INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTFORD MA
Property Address	16 COLONIAL DR, WESTFORD, MA 01886-4503
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	34811-209
Date	Oct 26, 2020
Book Page	34811/209
Instrument	53535

Lender

Name	POLI MORTGAGE GROUP INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTFORD MA
Property Address	16 COLONIAL DR, WESTFORD, MA 01886-4503
Document Number	32689-267
Instrument Date	Dec 28, 2018
Transaction Type	Mortgage
Record Updated	Jan 22, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 COLONIAL DR WESTFORD MA 018864503, WESTFORD, MA 01886-4503

Mortgage

Document Number	32689-267
Date	Jan 4, 2019
Book Page	032689/000267
Instrument	613

Lender

Name	POLI MTG
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 3, 2049

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WESTFORD MA
Recording Date	Jun 8, 2018
Property Address	16 COLONIAL DR, WESTFORD, MA 01886-4503
Document Number	32140-280
Book / Page	032140 / 000280
Instrument Date	Jun 8, 2018
Instrument	23532
Transaction Type	Transfer
Record Updated	Aug 8, 2018

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,470.16
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	16 COLONIAL DR WESTFORD MA 018864503, WESTFORD, MA 01886-4503

Mortgage

Document Number	32140-282
Date	Jun 8, 2018
Book Page	032140/000282
Instrument	23533

Lender

Name	MORTGAGE EQUITY PTRS
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 7, 2048

Tax Assessment & Valuation

Source: Middlesex County and Westford Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Westford Town
Unified School District	Westford School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$14,816.00 (+9.64%)	$1,130,100 (+12.65%) Land $383,200 Building $746,900	$1,129,930 (+4.3%)
2025	$13,513.00 (+1.42%)	$1,003,200 (+3.68%) Land $321,700 Building $681,500
2024	$13,324.00 (+1.54%)	$967,600 (+8.84%) Land $330,100 Building $637,500	$1,083,380
2023	$13,122.00	$889,000 Land $314,200 Building $574,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16 Colonial Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16 Colonial Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 98.9% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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