Frederick County property record for 16 College Ave, Frederick, MD 21701
| Property Type | Townhouse |
|---|---|
| Details | 1.5 ba · 1,885 sqft · built 1928 |
| Lot Size | 0.069 acres (3,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $455,000 (Aug 2020) |
| Tax Bill | $8,462 (2025) |
| Deeds & Mortgages | Dec 2018 Line of Credit Aug 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-119471 |
| Primary APN | 02-119471 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,885 sqft Living Area |
| 1st Floor Area | 746 sqft |
| Attic | Attic |
| Attic Area | 475 sqft |
| Basement Area | 435 sqft |
| Finished Basement | 435 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 1928 |
| Architectural Style | Townhouse |
| Exterior Material | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 3,000 sqft (0.069 acres) |
| Lot Dimensions | 150 ft deep x 20 ft wide |
| Porch | Open Porch |
| Porch Area | 232 sqft |
| Patio Area | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 119471 |
|---|---|
| Street Address | 16 COLLEGE AVE |
| City | FREDERICK |
| State | MD |
| Zip | 21701-4852 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | DR |
| Legal Description | LT 20 X 150 16 COLLEGE AVE. FREDERICK |
| Legal Subdivision | FREDERICK |
| Legal Lot Number | 16 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 2, FREDERICK |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 750600 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Frederick Historic District (Boundary Increase) listed 1988 · 2,435 contributing resources · NRIS 88000713 |
|---|---|
| Individually Listed | Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107 |
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
16 College Ave, a townhouse, is owned and occupied by two individuals who bought it in August 2020.
Source: Frederick County records, as of August 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 16 COLLEGE AVE, FREDERICK, MD 21701-4852 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 20, 2018 | Deed of Trust, Mortgage · Line of Credit FAIRFAX COUNTY FCU |
| Aug 12, 2020 | Deed, Transfer · Conventional Mortgage FIRST SAVINGS MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 12, 2020 · Amount on File |
| Deed Sale | Aug 12, 2020 · Amount on File |
| Prior Sale | Nov 6, 2014 · Amount on File |
| Deed Book / Page | 13975 / 204 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 16 COLLEGE AVE, FREDERICK, MD 21701-4852 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Title Company | CHAMPION TITLE & SETTLEMENTS |
| Name | Verified Name |
|---|
| Document Number | 0127660465 |
|---|---|
| Date | Dec 20, 2018 |
| Book Page | 12766/0465 |
| Name | FAIRFAX COUNTY FCU |
|---|---|
| Type | Credit Union |
| Address | FAIRFAX, VA 22030 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Aug 12, 2020 |
| Property Address | 16 COLLEGE AVE, FREDERICK, MD 21701-4852 |
| Document Number | 0139750204 |
| Book / Page | 13975 / 204 |
| Map Reference | MB STH FO 164 |
| Instrument Date | Aug 7, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Title Company | ASSURANCE TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,137.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 16 COLLEGE AVE, FREDERICK, MD 21701-4852 |
| Document Number | 13975211 |
|---|---|
| Date | Aug 12, 2020 |
| Instrument | 13975/211 |
| Name | FIRST SAVINGS MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Sep 1, 2035 |
The 2025 property tax bill for 16 College Ave was $8,462.
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Frederick City |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $480,867 | $525,000 Land $201,800 Building $323,200 | |
| 2025 | $8,462.00 | ||
| 2023 | $7,330.00 | $402,867 | $458,800 Land $145,800 Building $313,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 16 College Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 5 (2015–2019) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Jul 2019 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 16 College Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2019–2021) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 571 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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