Bergen County and Oakland Borough property record for 16 Colgate Rd, Oakland, NJ 07436
| Property Type | Single Family Home |
|---|---|
| Details | 1,872 sqft · built 1955 |
| Lot Size | 0.249 acres (10,846 sqft) |
| Owner | Individual Name on File |
| Last Sale | $660,000 (Nov 2023) |
| Tax Bill | $14,358 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Nov 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 42-04908-0000-00009 |
| Primary APN | 42-04908-0000-00009 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,872 sqft Living Area |
| 1st Floor Area | 1,872 sqft |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Construction Type | Frame |
| Lot Area | 10,846 sqft (0.249 acres) |
| Lot Dimensions | 114 ft deep x 95 ft wide |
| Parking Spaces | 1 Parking Space |
| Old Parcel Number | 42035020900008 |
|---|---|
| Street Address | 16 COLGATE RD |
| City | OAKLAND |
| State | NJ |
| Zip | 07436-3626 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA3 |
| Legal Description | 0.249 AC |
| Legal Subdivision | OAKLAND HEIGHTS SEC #2 |
| Legal Block | 4908 |
| Legal Lot Number | 9 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | OAKLAND |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 39200 |
16 Colgate Rd is owned and occupied by an individual who bought it in November 2023.
Source: Bergen County and Oakland Borough records, as of June 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 16 COLGATE RD, OAKLAND, NJ 07436-3626 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 15, 2026 | Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE |
| Nov 28, 2023 | Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Jul 21, 2023 | Deed of Trust, Mortgage · Line of Credit TD BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 28, 2023 · Amount on File |
| Deed Sale | Nov 28, 2023 · Amount on File |
| Prior Sale | Apr 20, 1999 · Amount on File |
| Deed Document Number | 202376811 |
| Deed Book / Page | 5133 / 442 |
| Prior Transfer Date | Dec 23, 2002 |
| Prior Transfer Doc | 8538000803 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Apr 15, 2026 |
| Property Address | 16 COLGATE RD, OAKLAND, NJ 07436-3626 |
| Document Number | 0000025062 |
| Book / Page | 5773 / 12 |
| Instrument Date | Mar 26, 2026 |
| Instrument | 202625062 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU |
| Name | Verified Name |
|---|---|
| Address | 16 COLGATE RD, OAKLAND, NJ 07436-3626 |
| Document Number | 0000025062, |
|---|---|
| Date | Apr 15, 2026 |
| Book Page | 5773/12 |
| Instrument | 202625062 |
| Name | CROSSCOUNTRY MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.98% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Nov 28, 2023 |
| Property Address | 16 COLGATE RD, OAKLAND, NJ 07436-3626 |
| Document Number | 0051330442 |
| Book / Page | 5133 / 442 |
| Instrument Date | Oct 30, 2023 |
| Instrument | 2023076811 |
| Transaction Type | Transfer |
| Record Updated | Oct 30, 2025 |
| Title Company | CARNEGIE TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,821.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 16 COLGATE RD, OAKLAND, NJ 07436-3626 |
| Name | Verified Name |
|---|---|
| Address | 16 COLGATE RD, OAKLAND, NJ 07436-3626 |
| Document Number | 2023076812 |
|---|---|
| Date | Nov 28, 2023 |
| Instrument | 2023076812 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 16 COLGATE RD, OAKLAND, NJ 07436-3626 |
| Transaction Type | Mortgage |
| Record Updated | Aug 29, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0050421023 |
|---|---|
| Date | Jul 21, 2023 |
| Book Page | 5042/1023 |
| Instrument | 2023047930 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | BROOMALL, PA 19008 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Jul 20, 2063 |
The 2025 property tax bill for 16 Colgate Rd was $14,358, up 2.6% from the year before.
Source: Bergen County and Oakland Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Oakland Borough |
| Elementary School District | Oakland Borough School District (KG - 08) |
| Secondary School District | Ramapo-Indian Hill Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $700,100 (+6.54%) Land $333,500 Building $366,600 | $700,100 (+6.54%) Land $333,500 Building $366,600 | |
| 2025 | $14,358.00 (+2.56%) | $657,100 Land $322,300 Building $334,800 | $657,100 Land $322,300 Building $334,800 |
| 2024 | $14,000.00 | ||
| 2023 | $582,300 Land $281,000 Building $301,300 | $582,300 Land $281,000 Building $301,300 | |
| 2022 | $13,352.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 16 Colgate Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1983.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 4 (1983–2021) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 16 Colgate Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OAKLAND WATER DEPT serves 12,754 people · EPA ID NJ0242001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 406 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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